Insure Gold Coast

If you run a business in the beauty and cosmetic sector there are a number of things you need to consider.

In this industry there are new products and procedures developed all the time. It is therefore imperative that your insurer is aware of all of the services you provide and understands exactly what you do.

Some treatments such as PDO Facial Threading, IV Therapy and IPL Treatments may be excluded or have higher excesses and additional policy conditions.

We would recommend that you take out a specifically tailored Beauty and Cosmetic Policy to cover the individual exposures that your business faces.

At Insure Gold coast we have extensive understanding of this market and can assist you in tailoring a package to meet your needs.

It is extremely important that the business description on your Insurance policy is correct and upto date.

If the business description is incorrect and you are performing activities that are not declared to your insurer, your policy may not respond in the event of a claim.

This is a big problem that we see with online quotations as you may just pick a drop down occupation that does not include all of your activities.

The type of work you perform has a big impact on your Public Liability Insurance Policy.

Some activities are classed as high risk as they are more likely to cause injury or damage.

Also the locations you work in also are a major rating factor for your insurance policy. For example, Construction sites, mine sites and large industrial sites are considered to be high risk locations.

At Insure Gold Coast we provide personal service and ensure that we fully understand your business and all of the activities that need to be covered.