Loan Market Rise

Have you been thinking about buying an investment property, or do you already have one?

Don't miss this free live panel chat on Wednesday, the 15th of July 2026 at 4:30pm Perth Time.

By the end of the session, you will understand:
+ What the tax changes are
+ The difference between buying new vs existing
+ What tax can be claimed outside negative gearing
+ What has changed with SMSF investment
+ How finance and loans have been impacted
+ Weighing up growth vs yield
+ Important considerations when choosing an investment type
+ What rentvesting looks like now

Register using the following link to save your seat! https://events.zoom.us/ev/Avj22RTjYcFuQSRAZLizUIojIe6efnBjpBK57bQ6FfhUau6a0UDz~AqOaqDpY5mktJMr3UFUCD8dbhbxI69Igv_kBtrwNw0-GXWajId8Kclcv0bUusG8j5RKNxDxrou7TO15j1LoR_2XZjw

If you cannot attend live, still register as there will be a recording provided post the event 😁

The federal budget is shifting the rules on negative gearing and capital gains tax from July 2027.

For investors who've relied on tax concessions, that changes the maths.

But there's another way to look at property investment. One that doesn't depend on policy settings staying the same.

Some regional markets are already there.

Broken Hill median: $217k, rental yield 10.7%.
Rockhampton: $383k, 7.3%.
Port Augusta: $321k, 6.9%.*

These aren't consolation prizes they're a different investment thesis.

Cash flow over tax concessions. Affordable entry. Industries driving genuine local demand.

The budget changes don't kick in until 2027, and existing holdings are grandfathered. So there's no immediate action required. But if your investment strategy only works in one policy environment, now's a reasonable time to review it.

Curious whether regional stacks up for your situation?

Get in touch. 💬

*Source: Ray White Group Research. General information only. Not financial advice. Speak to a qualified adviser before making investment decisions.

You've done the research. You've asked the AI. You've compared rates, run the numbers, read the explainers.

And you still have questions.

Cotality's AI in Housing Survey (Q1, 2026) found buyers are arriving at conversations with advisers better informed but less confident than ever.

AI can surface information but it can't tell you if that information applies to your situation, your income, your goals, or the lender who's actually going to say yes.

Cotality found that 68% of buyers want a human to verify what AI tells them, while 44% would pay extra for it.

A good broker takes everything you've already researched and tells you what it actually means for you.

That's what the discovery call is for, and it's free.

Book now ➡️ https://broker.loanmarket.com.au/loan-market-rise/contact/

💡 Education Spotlight 💡

Have you been thinking about buying an investment property or already have one? You'll want to join our free live panel chat on Wednesday 15th of July at 4:30PM Perth Time 🌟

From the removal of negative gearing to changing capital gains tax, the federal budget has thrown a spanner into the works for many property investors. That's why we've pulled together a panel of experts to provide a clear understanding of the changes and what strategies investors can still take advantage of.

By the end of the session, you will understand:
+ What the tax changes are
+ The difference between buying new vs existing
+ What tax can be claimed outside negative gearing
+ What has changed with SMSF investment
+ How finance and loans have been impacted
+ Weighing up growth vs yield
+ Important considerations when choosing an investment type
+ What rentvesting looks like now

To Register and Save Your Seat: https://events.zoom.us/ev/Avj22RTjYcFuQSRAZLizUIojIe6efnBjpBK57bQ6FfhUau6a0UDz~AqOaqDpY5mktJMr3UFUCD8dbhbxI69Igv_kBtrwNw0-GXWajId8Kclcv0bUusG8j5RKNxDxrou7TO15j1LoR_2XZjw

The Ford Ranger just lost its crown. 🚙 👑

Tesla Model Y outsold every ute, SUV and family car in Australia in May at 5,605 units. Nearly 1,200 ahead of the Ranger.

Almost half of all new vehicles sold in May were electrified, and petrol and diesel sales are down 27-30% year on year.
Australians are upgrading fast. And most of them aren't drawing from savings to do it.

There's a reason private car finance is having a moment right now, and it's not just about EVs. We broke it down in our blog, including what the VFACTS May numbers actually mean for anyone thinking about their next vehicle.

Read more 👇 🚙
https://broker.loanmarket.com.au/loan-market-rise/blog/electric-vehicles-gaining-ground/

Look, loyalty is a beautiful thing. Just maybe not when it comes to your lender. You deserve to know if your home loan is still putting in the work.

If you haven't reviewed your mortgage in the last 12 months, the lending market has changed in ways that could genuinely save you money. We compare loans from over 60 lenders so you don't have to, and we handle all the paperwork. It costs you nothing to find out.

Talk to us 💬

The bank isn't lending you money based on today's interest rate.
They're testing whether you could still afford your repayments if rates went up. Different lenders apply different buffers, so it is important to be matched with the right lender, but it is often around 3% on top of whatever you're being offered.

So that's the stress test, and it's why some people get knocked back even when they can "afford" the loan on paper.

It's not a gotcha. It's actually sensible. But it does mean your borrowing capacity may be lower than the headline rate suggests.
Know your number before you fall in love with a purchase.

Let us know in the comments what financial jargon you want us to break down next?

If you want us to run the numbers on your specific circumstances reach out 👇

https://broker.loanmarket.com.au/loan-market-rise/contact/

💸 But there's a difference between spending on things you actually enjoy and leaking money on convenience you didn't even choose. The $18 delivery fee wasn't the treat. The food was.

The people who build real financial momentum aren't the ones who cut everything, they're the ones who know the difference. Intentional spending reads really well to a lender. So does a savings pattern, even a modest one.

You don't have to be perfect. You just have to be deliberate.

Follow for more savvy savings in our That's How They Get You series.