Cashmore Finance

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Obviously the biggest factor that impacts your borrowing capacity is how much income you earn💰

Some other key factors that are taken into consideration when calculating your borrowing capacity are 👇

▪️Living expenses
▪️Existing debts like home loans, credit cards and personal loans
▪️HECS/Help debts
▪️Afterpay/Zippay (often something people forget about)
▪️Number of dependents

If you need help calculating your borrowing capacity feel free to reach out to discuss.