Spice Finance
Mortgage Broker (B.Comm (Accounting) specialising in Mortgages, Commercial & Equipment Finance My Story!!
03/06/2026
A lot is happening with rates and lenders right now…
The RBA meets on June 16.
CBA is predicting a hold. Westpac is forecasting two more hikes — June and August.
If Westpac’s right… that’s another half a percent on your rate.
And roughly $35,000–$40,000 less borrowing capacity on a $600k loan.
On the flip side?
Cashback deals are back.
BOQ up to $2k. ME Bank up to $3k.
These deals are quiet and they never last long.
Buying or refinancing — what’s your biggest question right now? Drop it below 👇
AustralianProperty SpiceFinance Refinance BorrowingCapacity HomeLoanTips
Got knocked back by the bank?
They probably stuffed up your payslip 🙄
Site allowance, LAFHA, bonuses — that’s all real income. Problem is, every lender treats it differently.
One bank says 80%, another says 100%, another won’t touch your bonus at all.
Same payslip. Three different answers.
If a bank’s said no, that’s not the end of the story.
Send me a dm - I’d love to get you into a home !
DM “FIFO” or hit the link in bio 👇 . .
A little different from my usual finance posts 🤍
I’m really proud to be part of Worthy Australia — an organisation helping women and children escaping domestic violence rebuild their lives with safety, dignity and support.
Sometimes the smallest things can make the biggest difference… a morning tea at work, a fundraiser, a donation, sharing the message — it all helps.
If your workplace or business would like to get involved, send me a DM and I’d love to help organise something with you ✨
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Your investment property tax break just got a lot smaller 👀 Here’s the simple version.
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53 North Beach Road, North Beach
Perth, WA
6020
