Sharon Jenkins - FinanceCorp

Are you looking for flexible repayment options to help with your budgeting.
We can help you get a loan that offers flexible repayment options so that you don’t have to stress over the repayments you can make.

See if you qualify - Contact us today or follow the link below to apply!

https://bit.ly/Applyforfinancetoday

Fixed rate expired? Welcome to the mortgage shock club…

We’ve been speaking to so many homeowners lately who are feeling the sting after their low fixed rate ended.

Just this week, I had a client reach out in a panic.
They were on a low fixed rate — predictable repayments, smooth sailing.

Then the fixed term ended… and the shock set in.
They were suddenly dropped into a high 6% variable rate with no real warning.
Their monthly repayments jumped by over $1,000 — instantly.

And they’re not alone....

Since the Reserve Bank of Australia increased rates 13 times between May 2022 and November 2023, lenders have raised variable rates significantly. If you haven’t reviewed your home loan since your fixed rate expired, there’s a good chance you’re now paying the “loyalty tax.”

Here’s how we helped this client:
We reviewed their loan and identified better options
Compared competitive rates across multiple lenders
Refinanced to a new lender with a better structure
The result? They're now saving over $300 per month — just by acting quickly.

If your fixed rate has ended (or is ending soon), don’t just accept the jump in repayments.
A complimentary loan review could help reduce your repayments and free up extra cash each month — or at the very least, give you the clarity and confidence to make the right move next.

Let’s chat. Send me a message A quick, complimentary loan review could be all it takes to lower your repayments, put money back in your pocket, and give you a clear path forward — without the stress.

If you’d like me to get this outcome for you too, just PM me and let’s get started.

What to eat when your Budget is Low??

When your budget is low you need to buy food that is as affordable as possible but what to buy? You have so little money but you've still got to feed you and your family.

But finding most affordable healthy food to buy on a tight budget can be hard. What can you buy that will fill your family up yet still enable you to eat well?

You don't want to be eating unhealthy foods, you need healthy foods that fill you up and taste good. Otherwise you'll blow your budget by buying something extra because your taste buds aren't satisfied.

Cutting out processed food is a good thing to do and stay focused on buying healthy food.

The most affordable Foods To Buy On A Budget:

Protein:

lentils (red, yellow, green or brown)
dry beans (kidney, black eye, haricot)
tinned baked beans
eggs
chicken thighs
chicken legs
whole chicken
sausages (own brand but not value brand)
tinned tuna
peanut butter
any meat reduced to under £2 a kilo (e.g. pork, minced/ground beef)
Carbohydrates:

rolled oats
brown rice (healthier than white)
whole wheat pasta (healthier than white)
wholewheat bisks (non-branded weetabix)
wholemeal bread (healthier than white)

Fruit and Vegetables:

tinned tomatoes (chopped or whole)
apples (whichever variety is on offer)
bananas (buy smaller ones to get more servings)
cabbage
swede
lettuce (iceberg)
potatoes
carrots
white onions
garlic
frozen mixed vegetables
Miscellaneous
flour
seasonings/condiments inc salt, pepper & dried herbs
milk (fresh or powdered)

Contact us today for more information!

financecorp.com.au

👋 Hi, I’m Sharon – I specialise in helping everyday Aussies reorganise their finances, break free from debt, and finally start living with less stress and more freedom.

I’ve just helped some clients—a couple with two young kids—both on average incomes, but completely overwhelmed by debt. Between credit cards, personal loans and the rising cost of living, they were barely getting by and constantly stressed.
We had a chat, looked over their budget, and I showed them how we could consolidate all their debts into one manageable repayment. The result?

✅ Lower monthly repayments
✅ No more juggling bills
✅ Extra money left over each month
✅ And best of all... they’ve started saving!

Now, more than ever, Australians are really feeling the debt pinch. Even those who are asset-rich and earning good money are often caught in an unforgiving debt cycle—living week to week and hoping an unexpected bill doesn’t arrive.
As a Mortgage Specialist, I see this every day. School fees, groceries, rent or mortgage—everything’s going up, but incomes aren’t. That’s where I come in. When people reach out, they have nothing to lose and everything to gain.

💙 My goal is simple: to give you back your freedom and reduce financial stress.
📩 PM me or give me a call for a confidential chat – 0488 196 777.
You might be surprised at what’s possible.