Matt Ewart at Prowest Financial Solutions

Rejection stings, and getting a 'No' from your bank feels personal.

You’ve done the work, saved the deposit, and then an algorithm decides you’re not a fit.

Most people stop there because they think the 'No' applies to every bank. It doesn't.

Different banks have different appetites. One might not like your industry but love your deposit size. Another might not be into your credit cards but love your stable job history.

Our job isn't just to find you a loan; it's to find the lender that’s looking for someone exactly like you.

If you’ve been knocked back, it's not over just yet. Get in touch and we can help you find a different door.

How long does it take to get approved for a home loan? Probably longer than you think.

The home loan market is busy!

This means banks can take a little while to assess applications. It's not unusual for us to wait on hold for hours to the bank to clarify part of a client's application, so that they don't get knocked back.

A few months before it's time to apply, we suggest getting in touch with us for guidance on what the banks are looking for, and how they'll view your unique situation.

Getting started early also means we can give you an idea of the turnaround times for each bank. However, ideally, turnaround times won't be a factor in deciding who to go with.

What are you waiting for?

Starting your home buying journey can feel daunting, but we're here to help simplify it!

🔑 Pre-approval magic: Secure your pre-approval early to know your budget and show sellers you’re serious.
🔑 Government incentives: Take advantage of first home buyer grants and schemes.
🔑 Location, location: Prioritise location over aesthetics – it's key for long-term capital growth.

Ready to talk homes? We’re just a message away!

When the lender assesses your application, they'll often want to make a judgment about how you handle your money.

Genuine savings means that the funds you're using for your deposit is money that you've been saving up over time – and not a gift, or sudden windfall.

Get in touch for tailored strategies on how to secure a competitive home loan.

Houses are selling fast in Australia, which means if you're serious about owning a home you need to be ready to throw your hat in the ring once you find your ideal property🏠 🏃🏽‍♂️💨

So, how can you best prepare?

✅ Get a home loan pre-approval to put you ahead of the competition
✅ See a mortgage broker ASAP to understand your borrowing power so you know exactly what you can afford
✅ Contact a real estate agent to explore options and alert you when new listings come on the market

If you're keen to buy property in 2026, get in touch to make it happen.

Are you dreaming of buying a home of your own?

You can't be expected to do it all.

We can guide you through the process, from understanding how it all works to finding the right home loan for your needs.

What are you waiting for?

Thank you for your feedback, Nicola! It was our absolute pleasure to help you.

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Matt is truly phenomenal in his commitment to his clients. Would highly recommend him and his team.

Buying your first home is exciting, but there are some common mistakes that can make the process harder than it needs to be.

We see these all the time, so we thought we'd share them with you so you can avoid the stress!

Ready to buy a home of your own? Get in touch and we'll guide you through every step.