First Select Finance

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LIFE'S FINANCIAL JOURNEY We pride ourselves on our fast, professional and personalised approach.

07/07/2026

๐—–๐—ผ๐—บ๐—บ๐—ฒ๐—ฟ๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฃ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—Ÿ๐—ฒ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐—ฟ๐—ฒ๐—บ๐—ฎ๐—ถ๐—ป ๐—ผ๐—ฝ๐—ฒ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—•๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฑ๐—ฒ๐˜€๐—ฝ๐—ถ๐˜๐—ฒ ๐—š๐—น๐—ผ๐—ฏ๐—ฎ๐—น ๐—จ๐—ป๐—ฐ๐—ฒ๐—ฟ๐˜๐—ฎ๐—ถ๐—ป๐˜๐˜†

Despite geopolitical uncertainty and the RBA returning to rate hikes, appetite among commercial property lenders remains strong. Stamford Capitalโ€™s 2026 Debt Capital Markets Survey, which canvasses 110 lenders including major banks and non-banks, found 94.5 per cent are planning to grow their loan books this year, the second-highest result in the surveyโ€™s history.

The survey also points to improving conditions for developers. Major banks are returning to construction lending in greater numbers, with 62 per cent of respondents expecting banks to increase construction activity.

Presale requirements are now the lowest on record, with over 37 per cent of construction lenders requiring zero presales, up from 29 per cent last year. Stamford Capital says this improves development feasibility and should help more projects proceed.

If you are considering Commercial Property Finance, a Broker can help you compare your options across a range of lenders and structures.

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111/470 St Kilda Road, Melbourne
Prahran, VIC
VIC3004