BAM Financial Planning

"What’s your risk profile?"

What’s your risk profile? - BAM Financial Planning Understanding your risk profile is one of the most important steps you can take as an investor. It helps shape how your money is invested and whether you’ll feel comfortable staying the course when markets rise and fall. Contents hide 1 How much risk can you tolerate? 2 Why your investment timefra...

"Superannuation: more relevant than ever"

Superannuation: more relevant than ever - BAM Financial Planning A range of superannuation changes that came into effect on 1 July 2026, are reinforcing the role of super as one of the most tax-effective investment structures available. Contents hide 1 A changing tax environment 2 Payday Super – boost your retirement savings 3 Higher contribution caps create mo...

"How much do you really need to retire? It’s probably a lot less than $1 million"

How much do you really need to retire? It’s probably a lot less than $1 million - BAM Financial Planning Every few months, someone in the superannuation industry declares that Australians now “need” around A$1 million to retire comfortably. It’s a big, scary number. Contents hide 1 What the two key benchmarks say 2 Why the numbers differ 3 People power our journalism. You can too. 3.1 There’s a...

"The property vs shares debate heats up"

The property vs shares debate heats up - BAM Financial Planning Property booms and market swings shape the case for property and shares Contents hide 1 Which is the better investment – property or shares? 2 The case for property 3 The case for shares 4 What about investment returns? 5 Taking a broader view Hot property markets and volatile share markets add ex...