Amy Ferguson - Inca Mortgage Solutions

With Perth property values growing so strongly over recent years, many first-home buyers have been priced out of their area of choice. Due to this, I’ve seen a lot of buyers pivot to rentvesting, where they purchase a property to rent out and continue to live elsewhere.

By separating where you live from where you own property, you can potentially:

✔️ Enter the property market sooner
✔️ Continue living in a suburb that suits your lifestyle
✔️ Build equity to work towards purchasing your future home
✔️ Focus your purchase on growth prospects, not where you personally want to live

In my experience, it’s a strategy that works best when you’re comfortable with (good) debt, have appropriate buffers in place and are disciplined with your money.

If you’re considering rentvesting and would like to understand whether it aligns with your goals, I’d be more than happy to have a chat.

One of the most rewarding parts of my job is taking the stress out of purchasing a home - especially for first home buyers.

Entering the market can feel overwhelming. Between understanding finance concepts, negotiating offers, and finding the right settlement team, it’s a lot to carry on your own.

My goal is always to make the journey feel clear and manageable. That means going beyond just finding the right home loan to providing step-by-step strategy, patient guidance and trusted recommendations for every stage of the process.

I’m so grateful for word-of-mouth recommendations like this one - working with repeat clients and their families is the highest compliment! 🤎