Plansure

Congratulations to Hana! Introducing newest member of Plansure team. Welcome baby Marijano!


30wReply

https://www.spaceship.com.au/learn/what-to-expect-when-youre-expecting-a-fur-baby/

How much much of an impact will a dog have on your budget? An interesting read for anyone considering getting a fur baby 😊🐶

How much does it cost to own a pet? We take a look at how much it costs to get and own a pet.

What are the pros and cons of credit cards? ⁠💳🤷🏻⁠
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The cons are that they can encourage impulsive and unnecessary purchases. They can also be accompanied by high interest rates if not paid in full by the due date. ⁠
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They have high cash advance fees and rates, and can have high annual fees. Some businesses even charge a credit card surcharge which adds to more unnecessary expenses for you.⁠
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The pros are that you can use your credit card to earn points and you won't get charged interest if you pay back what you owe within the interest free days. Credit cards can help build your credit rating, which can be of benefit when applying for a loan. ⁠
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The question you have have to ask yourself is do you have enough discipline and enough of a good understanding of your financial situation to responsibly use a credit card? ⁠
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If you don't, then you would be much better off not using a credit card as it will create unnecessary debt for you. ⁠
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However, if you have enough discipline and understand your financial situation then you can use your credit card to your advantage.

Our financial strategists love working with clients who want to improve their financial situation. ⁠
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They can help with identifying your short, medium and long term goals as well as build a solid plan for putting these goals into action.⁠
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Their areas of expertise are budgeting, superannuation, investing, retirement planning, estate planning, life insurance and taxation 💰⁠ ⁠

If you need help with any of the above, give us a call to book in your Free initial consultation.