Absolute Insurance Brokers

As Christmas holidays are upon us we wish the President the Republic of Botswana, Advocate Boko, the citizens and residents of Botswana and our esteemed clients a happy and accident free holiday.

We shall be closed for the holiday from the 19th of December 2025 open on the 06th of January 2026.Ee will be available for emergencies on WhatsApp.

Lets talk about money
Some of these mistakes will set you back years if you’re not careful.
1. Don’t take loans to finance your lifestyle.
That new phone? That fancy car? That trip,that outing,
If you’re taking a loan to look like u have made it in life, you’re not growing you’re digging a hole. Debt money,it is not evil, but using it wrong is.

2. Don’t fall for “high return investments.”
If someone promises you double returns in a week, that’s not an investment. That’s a scam. Do not lose money in deals that look smart, they disappear overnight. Real investments take time. If it’s too easy, it’s probably fake.

3. Stop gambling your money hoping for quick wins.
Betting, forex with no skills, crypto without research these things will burn you alive. Some people win, but most don’t. Building wealth takes consistency, not hype.

4. Don’t loan money to certain relatives thinking you’ll get it back.
If you’re giving money to someone, give what you can afford to lose. The moment you expect it back from someone who’s always “trying, you’re setting yourself up for bitterness. Help if you can. But do it wisely
U Do not have to lose money, feel pain, and learn the hard way.

So if you’ve been making these mistakes,you need to stop now cause you will be destroyed,torn apart because, Money is emotional. But your future needs you to be smart. Call us for a Financial Planning guide.

📝 WILL vs. FAMILY TRUST What’s the Difference? And Why Every Entrepreneur Should Care

If you’re running a business, owning land, renting out property, or even farming this is not just “legal stuff.”

It’s survival planning.

📌 Let’s break it down with real examples:

🔻 A WILL
Imagine this:
Your father ran a transport business. When he passed, he left a will that said, “My trucks go to my children.”
But…
▪️ BURS froze the business account
▪️ A creditor claimed ownership of one truck
▪️ The siblings fought over “who should run it”
▪️ The trucks sat idle no income, just dust

Because a will doesn’t manage or protect anything. It just says “who should get what” and then the court takes over.

🔺 A FAMILY TRUST
Now imagine this:
You’re a poultry farmer in Gabane with 3,000 chickens and 2 rental houses.
You set up a family trust while alive, assigning:
▪️ Your wife as trustee
▪️ Your son to run the farm
▪️ Clear instructions on how profits are shared
▪️ What happens if someone tries to sell the land

When you pass, nothing stops.
No court. No family war. No confusion.
The farm keeps running. Tenants keep paying. The family keeps eating.

💡 So, why is this important if you’re an entrepreneur?

✔️ Because your business is not just an income it’s a legacy
✔️ Because “verbal promises” and loose wills destroy families
✔️ Because your children deserve a plan, not problems
✔️ Because one signature today can save years of future pain

📩 Let Absolute Insurance Brokers help you protect what you’ve built before it falls into the wrong hands.