Dominion Lending Centres Calgary

Should you switch from a Variable to a Fixed-Rate Mortgage?🤔

With interest rates expected to drop, some homeowners are wondering if now’s the time to switch from a variable-rate mortgage to a fixed rate.

A fixed-rate mortgage offers stability with consistent payments—perfect if you prefer peace of mind or want to avoid the risk of future rate increases.

Meanwhile, sticking with a variable-rate mortgage lets you benefit if rates fall further, potentially saving you money.

Before switching, consider any penalties or fees involved and how they stack up against potential savings.

Not sure which is right for you? Let’s chat! 📞 Call us at the link in our bio to explore your options.

Winter Home Safety Checklist

Before Calgary winter hits full force, here are quick reminders to keep your home safe (and avoid surprise repairs):

✔ Furnace check
Make sure it’s running efficiently before the coldest days arrive.
✔ Test carbon monoxide detectors
A 10-second test = major peace of mind.
✔ Snow & ice walkway safety
Salt, shovel, repeat. Your future self (and delivery drivers) will thank you.
✔ Check insulation
Less heat loss = lower bills + a warmer home.
✔ Prevent frozen pipes
Keep heat consistent and let faucets drip when temps drop. Contact a plumber when there are signs of frozen pipes.

Stay safe, stay warm, stay winter-ready. ❄️🏠