Jen Graumann - Financial advisor

Jen Graumann - Financial advisor

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Educating families and individuals how to make and save more money, manage debt, and properly protect their income and future. No Family Left Behind.

Brace yourself: Interest rates could be headed up even faster and higher than we thought | CBC News 04/01/2022

Rates could be going up a lot higher, faster than expected.

Are you prepared or able to handle this?

Now is a great time for a financial review and preparation for what’s to come.

📩 Let’s chat

Brace yourself: Interest rates could be headed up even faster and higher than we thought | CBC News When the Bank of Canada raised its benchmark interest rate for the first time in two years earlier this month, it sent an unmistakable message to borrowers that the era of cheap money was coming to an end. Now some economists and bank watchers are starting to think the pace and size of those rate hi...

02/02/2022

“A budget is telling your money where to go, instead of wondering where it went”
- John Maxwell

Does your family take the time to write out a monthly budget?

Personally, my budget journal is constantly open and updated. I keep track of every 💲 coming in, going out, and thrown away! I used to have such a hard time spending money on myself; but once I began writing everything down and allocating money to things like shopping or the extra “unneeded” expenses … the less guilt I felt because the budget gave me permission!

✨Take control of your finances - start with a budget! ✨

📩 Message me for budgeting needs or coaching!
**all my clients have access to my printable monthly budget templates and spending trackers

Thank you to everyone who has taken the time to “like” this page …

If you haven’t noticed, I don’t often post here! If you’re looking for more money talk, insurance information, investment tips, stats, or budgeting help - I can also be found more regularly over on Instagram!
You may even get a chuckle as I attempt to give in to the algorithm and start making more reels! ⬇️

Almost 60% Of Canadians Find It 'Difficult' To Afford Groceries According To A New Poll 02/02/2022

Many Canadians are beginning to experience the impacts of the rise in inflation. With an inflation rate around 5%, 2022 will continue to see the need for budgeting, creative spending, and potentially a lot more struggle.

Have you noticed a chance in your grocery bills? ⬇️

For my family of 2, I’m finding our grocery bags lighter and the bill much larger. One of the ways I keep us on budget for our weekly grocery runs … the grocery list!

It may seem like such a simple and unnecessary
”tip” but keeping your shop strict to a list can help keep costs low by dissuading any impulse or hunger buys!

✨Make a list, don’t forget the list, and
stick to the list!

How do you keep your family on budget? 📈

Almost 60% Of Canadians Find It 'Difficult' To Afford Groceries According To A New Poll This comes as inflation in Canada hit a 30-year high recently.

Nearly half of Atlantic Canadians fear they can't cover living expenses in 2021: poll 01/19/2021

I would love to help and share any information with you. 2021 is going to be another year of uncertainty. Whatever your situation may look like: good, bad, or not so great ... let’s chat and see what we can do to relieve some financial stress!

Nearly half of Atlantic Canadians fear they can't cover living expenses in 2021: poll Read the full story and comment on HalifaxToday.

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