RitePartner Financial Services

In my opinion, a TFSA - Tax Free Saving Account should be called a TFIA - Tax Free Investment Account. WHY? Because most investors deposit their money in a "Savings" Account and generate only 2% or maybe 4% if their lucky. Our TFSA's ranged from 8% to 12%. Want more information, with No Obligation, reach out. My contact information is here: www.ritepartner.com

DO YOU NEED LIFE INSURANCE?

Not everyone needs life insurance. But ask yourself these questions:
(1) Are you in a committed relationship?

(2) Do you have a Partner, Children or Parent that could be affected financially ... if you died?

(3) Do you have a mortgage? How many years left on the mortgage?

(4) Are your kids’ registered education savings plans (RESPs) large enough to fund their education?

(5) Would your family be OK without your income?

(6) How much money have you saved for retirement?
If you loved ones would benefit from a life insurance policy payout, then it’s worth requesting a quote. Some coverage is better than none!

TO ALL CANADIANS: THERE'S MORE TO A MORTGAGE THAN THE RATE !!

Want more info. with No Obligation, contact Ken: ritepartner.com

https://youtu.be/XqcAXWeU-qw?si=vuhReVOFRvxM5QU5

There’s more to a mortgage than the rate. Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Survey Results: Inflation Negatively Impacting Retirement Plans for Canadians

A BMO survey finds 74% of Cdns concerned if they’ll have enough money to fund their retirement, while 66% say inflation is already impacting their ability to save and invest for retirement.

Among those who said inflation was impacting their finances, 47% had additional monthly expenses between $100 & $300, while 34% said their additional monthly expenses exceeded $300.

To manage extra costs, 31% are contributing less to retirement savings, 27% have cut spending to maintain savings contributions, & 17% have delayed saving for retirement.

The survey found 30% of respondents do Not know how long their money will last in retirement before it runs out, while 22% believe their savings will last 10 to 19 years and 13% think their nest egg will last 30 years or more.

I RECOMMEND: A Comprehensive R.I.T.E. – Retirement, Insurance Tax & Estate Plan and a unique solution from Empire Life - Class Plus 3.0 that provides Guaranteed Income for Life. - Contact Ken for details and a No Obligation conversation.

The survey was conducted by Pollara Strategic Insights with 1,500 Canadians between Nov.04 and Nov.10, 2025.

Source: Advisor ca - article by: Daniel Johnson on 17-Feb-2026 - Edited for Space