Matthew Sheppard-Brown, CFP, RRC - IG Wealth Management

For many Canadians their mortgage is their second largest expense after taxes. Before you lock into a mortgage term, it's important to understand how your choice may impact your lifestyle, savings and future goals. Learn how fixed how fixed and variable mortgages differ—and why the right advice matters. Connect with an IG Advisor to find the option that fits your financial plan.

Learn more: https://ow.ly/uOZF50ZgQvr

I’ve seen a lot of posts recently celebrating 2026 graduates and new journeymen completing their apprenticeships.
It’s a huge accomplishment.
Years of studying, training, long hours, and sacrifice have finally turned into a skillset that can generate income for decades to come.
What many people don’t realize is that their most valuable asset isn’t their truck, tools, education, investments, or even their future home.
It’s their ability to earn an income.
For young professionals, tradespeople, and recent graduates, disability insurance is often at its most affordable point because age and health are still on their side. Waiting until later can mean higher premiums, exclusions, or even being declined if health changes.
Many insurance carriers offer excellent programs specifically designed for recent graduates and newly certified journeymen, allowing them to secure enhanced coverage while they’re early in their careers.
Whether you’re a recent graduate, a newly ticketed tradesperson, or the parent of someone starting their career, it’s worth understanding what options are available before life gets busier and health changes become a factor.
A short conversation today could help protect decades of future earning potential.
If you’d like to learn more, feel free to reach out.
IncomeProtection WealthManagement CareerSuccess

Philip makes the case that the economic boom is real, but so is the price that comes with it. He also discusses why the most important number this week isn't a stock price. Listen now: https://ow.ly/HkqI50ZabEN Subscribe, rate and review now.