CMB Insurance Brokers

The Alberta government has introduced the “Care-First” auto insurance model, effective January 1, 2027. 🛡️

The goal? Stabilizing premiums and prioritizing recovery over litigation. With massive increases to medical and death benefits, this is the biggest shift in Alberta insurance in decades.

Key takeaway: If you’re injured, you get help first—no waiting for a court date.

Have questions about how this transition works? We’re here to help you navigate the road ahead. Check out our latest blog post for everything you need to know.

www.cmbinsurance.ca/blog/albertas-new-care-first-auto-insurance-what-you-need-to-know-for-2027

A single extreme weather event can sideline an entire fleet—causing costly damage, delays and operational disruption. As floods, wildfires and severe storms become more frequent, proactive catastrophe (CAT) planning is becoming essential for businesses that rely on commercial vehicles.

Here we look at how organizations can strengthen fleet resilience through effective insurance planning, emergency response strategies and clear recovery procedures to help minimize losses and keep operations moving when disaster strikes. www.cmbinsurance.ca/blog/developing-cat-plans-for-commercial-fleets

2026 Energy Business Insights
Proactive Insurance Strategies Used by Industry Leaders
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Reactive insurance creates reactive leadership.

Decisions get rushed.

Options shrink.

Proactive insurance supports long-term planning and better outcomes.
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Want more business insights? Download our free guide: www.cmbinsurance.ca/overcoming-insurance-frustration-complex-energy-operations

Benefits are evolving—and flexibility is becoming a priority.
Health Spending Accounts (HSAs) are gaining traction among Canadian employers as a cost-controlled, tax-efficient way to offer more personalized coverage.

Learn how HSAs fit into a modern benefits strategy and whether they’re the right move for your team: www.cmbinsurance.ca/blog/health-spending-accounts-for-employers-how-they-work-and-when-they-make-sense

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