Josh Perez

If I had to start over with zero properties in Ontario right now?

I'm not chasing dream homes.

This is the play I'd run from day one.

First, figure out what the lender thinks of you. Not what you think you can afford. The lender's rule book is what matters.

Second, pick a boring, stable market. Somewhere the numbers actually work. Not the trendy spot everyone's talking about.

Third, buy something simple. Not the biggest house you qualify for. The one with the best long-term math.

Fourth, find ways to improve cash flow or cut expenses. This moves the needle way more than any interest rate or market shift.

Want help mapping out a strategy that fits your actual financial picture? I do free consultations.

Link in bio to book a call.