Realtor Love Talwar

📉🇨🇦 Canada mortgage delinquencies just made a rare historic jump (CBA data).

🚨 Arrears rate (90+ days past due): 0.26%
⬆️ Highest since Jun 2020
📌 Dec 2025: +1 bp MoM | +4 bps YoY

🏦 Mortgages in arrears: 12,900
📈 +520 MoM (+4.2%)
📈 +1,941 YoY (+17.7%)

🔎 Why it matters: even small rate moves can signal rising stress.
🏠 Potential housing impacts:
✅ Tighter lending / fewer approvals 💳
✅ More distressed listings in renewal-heavy pockets 🏘️
✅ Longer days on market + more negotiation 🤝

DM me if you want a local read on how this could affect your area (buy/sell/rent). 📩
Name: Love Talwar
Phone: 416 276 3900
Email: [email protected]
Website: https://LoveTalwar.baystreetgroup.ca