Sagar Arora

The Bank of Canada kept things steady this year, holding the policy rate at 2.25% as inflation cooled and the economy stabilized.
What this meant for Canadians:
• Stable variable mortgage payments
• More predictability for buyers and investors
• A balanced shift in the housing market

2026 will be the year to watch — with potential moves depending on inflation and economic growth.

If you’re planning to buy, refinance, or renew in 2026 — now’s the time to build a strategy that fits the next cycle.
DM me to review your numbers.

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Business owners, secure your mortgage from a lender that comprehends your business income and goes beyond the notice of assessments. At Topstar Mortgages, we transform your hard work into homeownership with flexible self-employed mortgage solutions.

Sagar Arora
Mortgage Broker
647-832-5560.