Adam Anderson, CHS, RIS - Financial Advisor

Life insurance isn't about death. It's about life—and making sure the lives of the people you love aren't derailed. ❤️

It’s the ultimate safety net that provides:

1️⃣ Immediate bill payment and housing security.
2️⃣ Funding for your children’s biggest dreams.
3️⃣ The priceless gift of time to grieve.
4️⃣ A shield against financial hardship.
5️⃣ Potential living benefits you can use today.

Stop scrolling and take 5 minutes today to think about your coverage. Shoot me a message to see what company can offer you the best coverage and price.

Tax-Loss Harvesting: Even Your Portfolio Deserves a Silver Lining

Lost money in the market? Congratulations—you might’ve just earned yourself a tax break. 🎉

Tax-loss harvesting is the art of turning financial heartbreak into a CRA-approved deduction. You sell your losing investments (yes, even that stock your cousin swore was “the next Tesla”), and use the loss to offset gains elsewhere. Boom—lower taxes.

But beware the 30-day “superficial loss” rule: if you buy back the same investment too soon, the CRA says “Nice try, buddy” and voids your loss. So don’t get clingy.

🚫 Doesn’t work in RRSPs or TFSAs
✅ Works in taxable accounts
🧠 Works best with a little planning and a lot of emotional detachment

Remember: sometimes you have to let go of losers to win with the CRA.