Ajit Pandit
"Don't wait to buy Real Estate, Buy Real Estate and wait."
01/21/2026
Fixed vs adjustable rate… which one actually fits your life?
Fixed rate = steady payments and peace of mind (great if you like certainty).
Adjustable/variable rate = your rate can move up or down with the market (can save you money, but comes with more risk).
If you’re buying, refinancing, or renewing, the “best” option depends on your timeline, budget comfort, and how you handle rate changes.
Want me to compare your options side-by-side and show the numbers?
Ajit Pandit | Mortgage Agent Level 2
My Mortgage Approved
416-893-7589 | www.mymortgageapproved.com
License # 10394
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Toronto, ON
M2N6K8