AOB Financial
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At AOB Financial we believe in challenging today's model of real estate.
02/24/2024
There are benefits of utilizing online calculators like discreetly calculating your mortgage terms within seconds from the comfort of your own home without the need to disclose personal financial details but ultimately it is advisable to seek guidance from a Mortgage Broker.
A Mortgage Broker provides tailored advice based on your financial situation, credit history, homeownership goals, access to multiple lenders & mortgage products and can potentially reduce your borrowing costs.
Regardless of the path you choose, thorough research is crucial when navigating the world of mortgages. If you have mortgage related questions do not hesitate to reach out.
01/14/2024
Thank you for the kind words. It was a pleasure to work with you and we appreciate the continued trust and support. Congratulations once more
We would be happy to help with your mortgage needs
647-761-5237
[email protected]
www.aobfinancial.com
12/27/2023
The Difference Between Occupancy & Final Closing Dates
09/14/2023
Congratulations To Our Buyer Clients. Beautiful Detached Home Purchased In Barrie ON.
Looking To Purchase Your Home Or Investment Property? Let's Connect Today
Your credit score and how you manage credit are huge factors in qualifying for a mortgage. If you want the best interest rates and mortgage products available on the market, you want a high credit score.
The more payments you miss, the lower your score will be. If you fail to make payments for over 120 days, the lender will most likely send your debt to be recovered by a collection agency. Collections stay on your report for a long time.
So the moment you realize you have missed a payment or as soon as you have the money for it, make the payment. If something prevents you from making a payment, consider contacting the lender directly to let them know what happened and work out an arrangement to make the payment as soon as possible.
Lenders typically only report late payments after a payment is 30 days late. If you miss a payment on a Friday and catch it the following Monday, you won't have anything to worry about - except maybe an NSF fee.
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