Make Cents

Hi everyone,

Hope you're all well and safe. We wanted to let you know that if you have any questions about the various government programs to support those affected about COVID-19 or any general questions about personal budgeting, taxes, or investing please don't hesitate!

Great post on how to identify a good sales vs. traps that retailers set up to make you think you're getting a deal!

The psychology of sale shopping: How to spot and avoid the tricks used to get you spending | CBC Life Two consumer-behaviour experts share their tips and insights.

Ever wondered what roboadvisor is? Ever wondered which ones exist and which ones are the best?

Check out this article for an in-depth look at various Canadian roboadvisors with enough information to make the choice that's best for you!

A guide to the best robo-advisors in Canada for 2020 - MoneySense Find out which robo-advisor is right for you

Here comes tax time! Here are some useful tips to keep an eye out for as you get ready to file.

Remember, the deadline is April 30th for most individuals and June 15th if you're self-employed!

Don't hesitate to send us a message if you have a specific question :)

Expert tips for tackling your income taxes | CBC Life A chartered accountant and millennial money expert answer our pressing questions.

Anyone else seeing those "RRSP Deduction Loan" promotions?

Here's a great resource on what to think about if you're considering it!

TL;DR - It's likely better to just contribute the payments you'd be making to the bank to your RRSP so you can save on interest and not take on any debt.

Should you consider an RRSP loan? - MoneySense Depending on which tax bracket you’re in and whether you have other debt, you might be better off simply making regular small RRSP contributions.

Everyone knows that budgets are notoriously difficult to manage.

Here's another strategy that can help lighten the burden!

What’s better than a budget? Try conscious spending - MoneySense By saying “no” to things without true value or meaning for us, we suddenly had more money to spend on items and experiences that really mattered.

If you're looking for a few quick and easy ways to get more confident with investing check this article out!

5 easy ways to boost your investing confidence - MoneySense If worries about your investing savvy are holding you back, these ideas can boost your knowledge of the basics.