Goodman Halioua LLP

2026 Auto Insurance Indexation Update 🚗📈

Ontario has raised the 2026 thresholds and deductibles for pain and suffering and Family Law Act claims — again.
This year’s 2.4% indexation increase pushes the bar even higher for injured people and their families.
What does this mean for victims of car accidents?
• Larger awards are now needed to avoid the deductible
• Fewer people qualify
• FLA claims face higher reductions
• Insurers benefit, while innocent Ontarians face steeper barriers

Our North York team of lawyers is here to help you understand your rights and navigate these changes.

🔗 Read the full breakdown on our blog in our bio.

You might think that you’re more likely to get into an accident when the weather conditions are icy and snowy, but the reality is that there are more collisions in August than in any other month. And almost 20% of reported collisions in Canada happen during July and August combined.
But accidents can happen even to the best drivers. Click the link to contact us to book a free consultation: https://bit.ly/3WoUdEo