Morrison Financial

When was the last time you reviewed what's actually in your RRSP?

For many Canadians, the account was set up years ago, often at a bank, and continues to hold the mutual funds selected when it was first opened. Decades pass. The holdings rarely change.

For investors approaching retirement, the more useful question isn't whether to keep contributing. It's whether what's already in there is still the right fit.
Our latest article looks at one part of that question that rarely comes up in standard bank reviews: what an RRSP can legally hold beyond mutual funds, why interest income is well-suited to a registered plan, and what investors should ask before adding a private mortgage fund to a retirement portfolio.

The carousel above covers the key points. Full article in the comments.

Warmest Easter wishes from all of us at Morrison Financial. As we celebrate this season of new beginnings, we are grateful for the strong partnerships we’ve built together. Wishing you and your family a wonderful holiday filled with peace and joy.

As we close out another year, the numbers speak for themselves. At Morrison Financial, our focus has always been on delivering consistent, risk-adjusted returns to our investors. The market continues to evolve, but our principle has remained the same: discipline matters. 2025 was no exception.

Key Highlights from the Q4 2025 Report:

- Institutional Recognition: A major firm with $7B in assets added our funds to its product shelf. Over 160 professional portfolio managers now have access to Morrison Financial’s products.

- Consistent Income: We continue to deliver premium monthly return to our investors.

Senior Fund (12-month trailing return): 7.08% annualized (7.32% with DRIP)

Junior Fund (12-month trailing return): 9.08% annualized (9.47% with DRIP)

- Capital Preservation: Our portfolio’s weighted average LTV remains conservative at approximately 53%, providing a strong cushion for our investors.

- Leadership Continuity: Matthew Solda, along with other members of the leadership team have taken on an expanded role in day-to-day operations.

- Performance since Inception: $100,000 invested in the Junior Fund at inception would now be approximately $153,140 — over 53% total return.

Over the next year, we plan a series of investor-focused initiatives, including webinars, in-person gatherings, and opportunities to visit select construction projects firsthand.

For a comprehensive look at our year-end data, portfolio statistics, and management commentary, you can access the report here:

https://info.morrisonfinancial.com/morrison-q4-2025-yearendreport