Jason MacDermid - Mortgage Agent

The renovation you’ve been dreaming about might already be within reach!

After years of homeownership, many of my clients are surprised to discover how much equity they’ve built - and how that equity can become a powerful, flexible source of funding for upgrades, additions, or the major improvements they’ve always wanted.

Why keep waiting to bring your vision to life?

Have questions about using your home’s equity? Message me today and let’s explore what’s possible for your renovation dreams!

Fixed or Variable at Renewal? Let’s Make the Right Choice Together.

Renewal is one of the most important moments to decide between a fixed-rate or variable-rate mortgage, and I’m here to help you choose wisely.

A fixed rate gives you payment stability and peace of mind, protecting you if rates go up.

A variable rate often starts lower and can save you money if rates drop - but your payments could rise if rates increase.

I’ll walk you through exactly how each option fits your budget, timeline, and risk tolerance, then recommend the best solution for your situation.

Ready to make a confident, well-informed decision at renewal? Reach out to me today - I’d love to help!

Quick Update: The Bank of Canada has once again held its policy rate at 2.25%.

Mortgage costs across the country remain stable for now, which is helpful news whether you’re already a homeowner or getting ready to buy.

Want to know exactly how this impacts your mortgage payments or future plans? Reach out and message me today. I’ll give you clear, personalized advice.