Prabal Ghosh - Financial and Insurance Services

💡Did you know? If you or someone you care about has a qualifying long-term disability (physical, mental or a combination of both significantly impairing an individual’s ability to work), an RDSP (Registered Disability Savings Plan) can help you save for the future - tax-free!

✔️ The Canadian government will match your contributions via a grant of up to $3,500/year, and a lifetime max of $70,000
✔️ If your income is lower, you might also get a bond of up to $1,000/year, lifetime cap $20,000
✔️ Your savings grow tax-deferred
✔️ You need to be eligible for the Disability Tax Credit (DTC) to open one

💬 Even small contributions can unlock big government help - it’s worth starting early!

👉 Want to learn more or get started? Contact me and I’ll help you understand your RDSP options. Link in bio.

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Master your finances with the 60/30/10 budget rule! Allocate 60% for essentials like housing and food, 30% for your wants like travel, and stash 10% for savings to build a more secure financial future. Start practicing effective money management today. 🏡✈️💰

Contact me for more tips! Link in Bio.

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Dreaming of owning your home? 🏡 Discover tailored mortgage referral guidance! Contact me today for more info!

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