Joey Pollock
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Joey Pollock specializes in insurance and disability law and is a partner at Marr Finlayson Pollock
01/30/2024
In this post, I will talk about a common question I get from potential clients. People with conditions like Long COVID, brain fog, depression and injuries – conditions for which there are no clear-cut scientific tests to determine a diagnosis – want to know how these types of conditions impact their entitlement to claim and receive disability benefits. In response, I tell them that, in order to receive disability benefits, the person must satisfy the definition of disability contained in the policy. The question is, whatever the condition, does it meet the definition of disability contained in the policy?
If you or a loved one has had a disability insurance or life insurance claim denied, you might find this article helpful in explaining your options. I will answer some common and frequently asked questions (FAQs) about disability claims.
If you’d like more information or to talk about your claim, please contact me at JoeyPo***ck.com.
Who am I, and how can I help you?
I am here to do my very best to assist you in obtaining your benefits. I want to help alleviate your stress and get you the benefits to which you may be entitled. My job, as I see it, is to take over your burden, stress and anxiety. With over 38 years of legal experience, including over 30 working on disability and life insurance claims, I have the experience to try to get you your benefits.
What kind of cases do I take on?
My specialty is working with people who have had their short-term and long-term disability benefits or life insurance claims denied. Because I focus on these types of claims, I do not take on any cases with Worker’s Compensation (WCB), Canadian Armed Forces (CAF), Canada Pension Plan (CPP) or Manitoba Public Insurance (MPI).
FAQs on Disability Claims and Health Conditions
Does it matter what my health condition is?
Generally speaking, a person is entitled to disability benefits if, because of illness or injury, the person cannot perform the duties of their own job for the first 24 months and are then unable to perform the duties of any job thereafter. Many potential clients ask if they are entitled to benefits for conditions such as brain fog from cancer treatments, depression and Long COVID – conditions for which there are no clear-cut scientific tests to determine a diagnosis. I tell them that, if they can establish that brain fog from cancer treatments, depression or Long COVID, is considered an illness which renders them disabled under their policy, they are entitled to benefits, just the same as someone who has a condition which can be diagnosed by a blood test, MRI, or X-ray.
Read the full post here:
https://joeypollock.com/disability-claims-health-conditions/
Hey everyone, welcome back to our page! 👋 Today's video is going to shed light on an essential aspect of legal representation – understanding the ins and outs of legal fees. We've got a fascinating insight coming your way, inspired by an enlightening transcript and blog post by Joey Po***ck.
When you sign a retainer letter, it outlines what your services are and how you're going to get paid. There's a difference between getting paid at an hourly rate and taking a case on a contingency basis. The key distinction lies in whether you get paid irrespective of the results or only when there's a successful recovery. So, whether you're on an hourly rate or a contingency agreement, let's dive into the details.
🔍 Exploring Hourly Rates vs. Contingency Agreements:
Hourly Rate: Guaranteed payment for every hour worked, win or lose.
Contingency Agreement: Payment is a percentage of the recovered amount, contingent on success. No recovery, no fees.
💼 Understanding the Risk:
Discover the risks associated with each payment model. With hourly rates, the attorney gets compensated regardless of the case outcome. However, with a contingency agreement, the lawyer takes on the risk and only gets paid if they secure a favourable outcome.
💸 Navigating Disbursements:
Learn about disbursements, those out-of-pocket expenses that lawyers incur during a case. In a contingency agreement, lawyers aim to cover these expenses when negotiating a settlement. Find out why this is crucial for both the attorney and the client.
⚖️ Potential Costs and Disbursements:
Explore the possibility of clients being ordered to pay costs and disbursements if their claim is dismissed, particularly if it reaches trial. Understand the difference between party and party costs and the factors involved in such situations.
🤝 Settlements:
Get insights into the reality that many cases, although they could go to trial, often end up being settled. Learn how attorneys, whether working on an hourly basis or contingency, aim to secure the best outcome for the plaintiff.
🔗 Read our post for a deeper dive: https://joeypollock.com/life-and-disability-insurance-legal-fees-contingency-vs-fee-for-service/
👍 Don't forget to give this video a thumbs up if you find it informative, and hit that subscribe button for more content on legal insights! Have you had any experiences with legal fees? Share your thoughts in the comments below. Thanks for watching, and we'll see you in the next one! 🎬
11/19/2023
One of the first questions you likely want answered before deciding how to proceed is: How am I going to pay for legal services?
In my practice, I offer my clients the option of entering into a contingency agreement or a fee-for-service agreement.
Read more below...
https://joeypollock.com/life-and-disability-insurance-legal-fees-contingency-vs-fee-for-service/
09/05/2023
13 Legal Terms You Should Know: Part 13. This is the final legal term you'll be learning in this series, enjoy!
This week's word is:
“Offsets/Coordination of Benefits”
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Winnipeg, MB
Opening Hours
| Monday | 8am - 4:30pm |
| Tuesday | 8am - 4:30pm |
| Wednesday | 8am - 4:30pm |
| Thursday | 8am - 4:30pm |
| Friday | 8am - 4:30pm |
