Insurance Hut

Disability Insurance – Income Eligibility Explained

If you earn an income, you may be eligible for Disability Insurance. Here’s how insurers look at income:

✅ Income that usually qualifies:
• Regular salary or wages
• Commissions and bonuses (if consistent)
• Self-employment or business income (reported)

❌ Income that is usually NOT counted:
• Rental income
• Investment income (interest, dividends)
• CPP, pensions, or retirement income
• One-time or irregular lump sums

Who can apply?
If you rely on your job or business income to pay bills, disability insurance can replace a portion of that income if illness or injury stops you from working.

Why this matters:
Your benefit amount is based only on earned income, not savings or investments. Proper income assessment is key to getting the right coverage.

📞 Sandeep Bhatti
📱 204-914-3232
🌐 www.insurancehut.ca
📍 Winnipeg, MB

Message or call to review your income and see how much coverage you qualify for.






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