ETHIO Insurance Agent-Ache

“A small investment creates a powerful workforce. Insure your employees for under 1,000 birr and turn security into productivity and belonging.”

“Smart parents don’t wait for the future — they prepare for it. By investing in education and endowment insurance, you guarantee your child the opportunity to achieve their very best.”

ብልጥ ወላጅ ነገን ቆሞ አይጠብቅም፣አስቀድሞ ይዘጋጃል እንጂ። በትምህርት እና አንቲስፔትድ ኢንዶውመንት ኢንሹራንስ ኢንቨስት ሲያደርጉ የልጅዎን ውጤታማ የትምህርት ዕድል እና የተሻለ

3. Motor Insurance Claim Procedure (Step-by-Step)
Step 1: Immediate Actions
✅Stop the vehicle immediately
✅Assist injured persons
✅Do not admit fault on the spot
✅Take photos/videos of:
➤Damage
➤Vehicle position
➤License plates
➤Accident scene
Step 2: Police Report
✅Report the accident to traffic police
✅Obtain an official police report (mandatory in Ethiopia)
Step 3: Notify the Insurance Company
✅Inform the insurer within the time limit (usually 24–72 hours)
Submit:
➤Claim notification form
➤Policy number
➤Driver’s license
➤Vehicle license
➤Police report
Step 4: Vehicle Inspection / Survey
✅Insurer appoints a loss adjuster or surveyor
✅Vehicle should not be repaired before inspection
Surveyor assesses:
➤Cause of loss
➤Extent of damage
➤Estimated repair cost
Step 5: Claim Approval & Settlement
If approved:
✅Repair authorization issued OR
Cash settlement made
If rejected:
✅Insurer provides written reasons (policy exclusions, late notice, etc.)
4. Required Documents (Typical)
➤Insurance policy / certificate
➤Claim form
➤Police report
➤Driver’s license
➤Vehicle ownership (libre)
➤Repair estimate or proforma invoice
Photos of damage