HPPB

HPPB

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Independent, Owner Managed Insurance Brokers. Specialists in tailored insurance cover for the medical profession and non-medics who provide treatments.

08/10/2024

Sounds risky doesn’t it, using medication for a purpose outside the scope of its licence?
Well, it shouldn’t. We recently discussed the concerns of a senior doctor. If there is a sound medical reason for prescribing and the risks and benefits are explained and documented, then there will not be a difficulty.

The root of the concern was the evidence was non-conventional and provided that is made clear, accepted and the benefits outweigh the risks there will not be a problem.

We were able to provide suitable consent wordings, and this doctor will continue in functional medicine, which is the most important thing.

11/09/2024

A client was recently sued via a money claim online. Typically, Solicitors would be involved. We were able to carry out this low-level work and ultimately the case was dismissed because the patient backed down.

We take two lessons from this:
1. If you think you are right, do not simply pay just because legal proceedings are issued.
2. You can be supported in low level work of this type without paying Solicitors fees.

04/09/2024

At MRSLe we are music lovers, and it does seem that Oasis fans are having a difficult time with the dynamic pricing from some ticket outlets.

We suppose the price which is varying wildly is an invitation to treat which means in law the ticket seller is not bound by the price. In practice fans are not buying tickets, they seem to be entering an auction. Even insurers issue quotes valid for 30 days. The only way to deal with this situation is to set your ceiling price and walk away if that is exceeded, which we recognise is difficult to do.

It’s all about a strategy for dealing with risk, which is what we do. Anyway, and we couldn’t resist this, ‘don’t look back in anger if you missed out’.

28/08/2024

Have you ever wondered what the top 10 risks are facing your business?
Insurance is available, it is competitively priced considering the risks.
https://bit.ly/3T8D4QF

08/08/2024

We look forward to joining the team at Cosmetic Courses for their conference in London on 21st September. You never know, you just might end up in an interesting conversation about aesthetic insurance.

Aesthetics Conference London https://bit.ly/4dfVuGX

Cosmetic Courses

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Vickers House, Priestley Road
Basingstoke
RG249NP

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm