Retail-FCL

Retail-FCL

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Retail-FCL specialise in ATM optimisation for retail and banking clients, our specialist subject is Dynamic Currency Conversion and Multi-Currency function

The real cost of "convenience": Why cash still matters for SMEs | The Payments Association 13/05/2026

Is a cashless economy putting pressure on SMEs?

SMEB explores the hidden trade offs behind digital convenience.

Read here:

The real cost of "convenience": Why cash still matters for SMEs | The Payments Association For SMEs, cash remains essential for resilience, liquidity, and inclusivity as digital payments still bring costs, delays, and dependency risks.

22/04/2026

A great read on why the future of payments isn't 100% digital, it's hybrid.

With the Nordics being the closest we’ve come to a truly cashless society, it’s interesting to see why the central banks are now recommending their citizens keep physical SEK/NOK on hand. Ensuring that all have access to cash can become a necessity in uncertain times.

How can we better balance digital growth with the absolute necessity of keeping cash in circulation?

Article here:

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