Forum Insurance

Business insurance myths can leave companies seriously underinsured.

From cyber risks to liability gaps, having the wrong cover can cost far more than investing in the right protection from the start.

Here are some of the biggest misconceptions we still hear in 2026.

Going abroad without insurance could cost you more than your holiday.

Over 50% of Brits have travelled uninsured at some point, often assuming “it’ll be fine” until something goes wrong.

Medical emergencies, cancelled trips, and lost luggage aren’t rare; and the costs can quickly run into thousands.

Most people only realise what they’re exposed to when it’s too late.

Travel insurance isn’t just an extra, it’s there to protect you when plans change.

Before your next trip, make sure you’re covered; because the risks don’t stay at home when you travel.