Smart Formations

What formation agents typically offer: registered address, mail forwarding, company secretarial.

What Smart Formations also offers: Directors+.

A payroll bureau service — the first of its kind from a UK formation agent. Your director's payroll from day one. Annual subscription. In select packages or standalone.

Formation is just the beginning.

https://bit.ly/4dFThWY

We form companies. We also think you deserve to know what happens after the certificate arrives.

Today we launched the Smart Calculator — the only UK tool that models salary, dividends, pension and Employment Allowance for director-owners of eligible companies. Together. In one place.

It is not tax advice. It is clarity before you sit down with your accountant.

Try it free: https://bit.ly/4sFjoTf

*Smart Formations is not a tax adviser. The Smart Calculator is for illustration purposes only. Always consult a qualified accountant.

Salary planning in director-owned companies is fundamentally tax-driven.

However, recent changes mean that the interaction between:

👉 Employment Allowance
👉 employer National Insurance thresholds
👉 State Pension qualifying earnings

can now impact the optimal structure more than many owners expect.

As a result, remuneration strategy is increasingly becoming a core consideration when setting up a limited company.