Plan-Works

Is your platform due‑diligence due… but you don’t know where to start?

Stop drowning in data.
Stop comparing platforms blind.
Stop wasting hours piecing together half‑baked research.
It’s time to cut through the noise.

The fastest, clearest and most decisive way to understand the major UK platforms — and choose the right ones with confidence.
You get one independent report that:

Breaks down financial strength
Analyses pricing
Shows wrapper availability
And gives each platform a grading — plus an overall grading

No fluff. No guesswork. Just the insights that matter.

What’s Inside?

🔍 Last year’s platform shake‑ups

Who moved forwards, who fell behind, and what actually changed.

📊 Market share winners & losers

See which platforms are gaining momentum — and which are losing adviser trust.

💷 Profitability & yield on assets

Understand which platforms are financially sound and which may be hiding cracks.

📈 Five‑year financial performance

A proper trend view — not just one‑year snapshots.

🏦 Our Financial Ratings

Independent, transparent, comparable.

💸 Our Pricing Ratings

Simple scores that reveal real value.

📦 Our Wrapper Ratings

Know instantly which platforms support your planning.

🏆 Overall Platform Rating

The quick, confident way to shortlist or justify recommendations.

🔎 Deep‑dives + The Plan Works Take

What we actually think — clearly explained, jargon‑free.

All this for £300

⚠️Financial Planners⚠️ Our most recent article has been written by our Paraplanner Kimberley who dives into the world of Venture Capital Trusts (VCTs)

Here are two key takeaways:

📣VCTs can be a good fit for high-net-worth clients with a long-term investment horizon and a tolerance for risk. ⌛ These clients can benefit from diversification and the potential for high growth.

📣VCTs are not for everyone. ‍They will very likely not be suitable for clients who are new to investing or risk-averse.

Read the full article on our website (link in comments) to learn more about:
💡 The different types of VCTs
💡How VCTs can be used in financial planning
💡The risks involved in VCT investing

Let us know what you think!

🚀 Financial Planners! What assumptions are you using for investment growth? 💼

We know that this is something that we should always be revisiting as assumptions completely shape Financial Plans.

Check out our recent article and these are our key thoughts:

📈 The impact of growth rate assumptions: A small difference in growth rate can lead to significant variations in the long-term outcome of a Financial Plan. For instance, a 2% variance on £100,000 over 30 years could mean a staggering £491,315 difference!

💡 Be cautious with projections: It's crucial to adopt a more conservative stance when projecting asset values into the future. Building a margin of safety into growth assumptions ensures resilience in the face of unforeseen circumstances.

💸 Consider external factors: Charges associated with investing and inflation rates can significantly influence investment growth. Overlooking these factors may lead to overstated returns and unrealistic expectations.

📉 Market events and cycles: Investment returns aren't linear; they fluctuate with market cycles and unforeseen events. Stress testing portfolios against market events is essential for robust financial planning, especially in light of shifting retirement trends.

🔄 Constant review and updates: External factors are beyond our control, but continuous monitoring and adjustments to a Financial Plan are within our grasp. Keeping clients informed and engaged ensures alignment with their goals and expectations.

Check out the full article in the comments below for more insights and tips on making informed investment growth assumptions! 💰📊