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The mega-IPO launch is in the offing. There’s much jubilation over LIC’s RoE - highest ever recorded in the history of insurance companies.

But RoE seems to be a game of half-truths.

Our CEO breaks it down to the minutiae, exposing what the metric hides.

Read:

LIC: The rare blue diamond? The mother of all listings — the LIC IPO — is just around the corner. Last week, LIC filed Draft Red Herring Prospectus with SEBI, seeking approval for its IPO. The embedded value of this 65-year old legacy institution soared more than five times in six months, creating a stir that’s typical o...

https://finbox.in/blog/microfinance-doesn-t-help-financial-inclusion-what-should-we-do-about-it-/

“The best estimate of the average impact of microcredit on the poverty of clients is zero,” wrote David Roodman from the Center for Global Development.

A bitter truth that's also scathing. Microfinance institutions started with lofty aims, but the steam fizzled out after a few stray successes. However, the ideals remain - financial inclusion and delivery of credit to the bottom of the pyramid.

Can microfinance institutions salvage the battle, or is it lost for good? Our new blog deliberates on this, and offers a roadmap to a financially inclusive India, made so with still-relevant microfinance institutions.

Microfinance doesn’t help financial inclusion. What should we do about it? Table of contentsWhat’s stopping microcredit from realizing its true potential?How can MFIs navigate these challenges?Alternative financing Digitization and automation Conclusion Microfinance is often touted as the elegant solution for bottom-of-the-pyramid poverty alleviation and financial inc...