Ravi Rajan & Co. LLP

Sharing an article by our founder Mr. Sethurathnam Ravi, on ways to manage portfolio in today's volatile times.

https://www.businessworld.in/article/investment-strategies-for-a-volatile-market-607593

# ECLGS 5.0 is here!

**Emergency Credit Line Guarantee Scheme (ECLGS) 5.0**, a major government initiative designed to fuel India's economic growth and support vital industries.

This scheme offers **100% guarantee coverage for MSMEs** and **90% for Non-MSMEs and Airlines**, providing crucial access to collateral-free additional working capital.

**Key benefits include:**

* **Boosted Credit Access:** Secure loans up to 20% of your peak Q4 FY26 utilization (capped at ₹100 Cr, and ₹1500 Cr for Airlines).
* **Favorable Terms:** Enjoy tenors up to 5 years (for MSMEs/Non-MSMEs) and 7 years (for Airlines).
* **Affordable Interest Rates:** Capped at 9.25% for banks and 14% p.a. for NBFCs.
* **Moratorium Period:** Beneficiaries can avail of a 1-year or 2-year moratorium.
* **Zero Guarantee Fee:** No additional fees are applicable for the guarantee.

**How to Apply:** Contact your eligible lending institution (SCBs, FIs, NBFCs) where you hold your existing loan.

The Special Edition is now available.

In collaboration with Business Today, the One World One Family Global Leadership Award edition is now available, featuring leaders shaping a better world through purpose and action.

On stands now in Delhi, Mumbai, Hyderabad and Bangalore.

Proud to share our founder Mr. Sethurathnam Ravi has been featured in the special edition of Business Today providing exclusive coverage of the One World One Family Global Leadership Awards. Our best wishes to Sri Madhusudan Sai and One World One Family Mission for their noble cause.


https://www.facebook.com/share/p/1CttFxGGeT/