OneInsure

It’s a hard conversation to have, but a crucial one. 🙏

Did you know that approximately ₹14,000 crore in unclaimed insurance policy proceeds is lying idle in India?
In many cases, families simply don’t know that a policy exists.

We buy insurance to give our loved ones peace of mind. But if life takes an unexpected turn, an unknown policy is just a piece of paper. Don’t let your care go unnoticed.

Today’s Checklist:
1️⃣ Locate your policy documents.
2️⃣ Sit down with your family or nominee.
3️⃣ Share where it’s kept and how to access it.

A 10-minute conversation today can save your family months of stress tomorrow.

Share this Reel with someone who needs a reminder to have “the talk” today. ❤️.

In health insurance, investigative tests decide whether your claim moves smoothly or gets questioned.

X-rays, scans, blood tests, MRIs, CT scans, biopsies and other diagnostics are usually considered when they are medically necessary and linked to the treatment or hospitalisation.

But here’s what many people miss:

A test done just for routine checking may not be treated the same as a test advised for diagnosis or treatment.

Insurance is not only about having a policy.

It is also about understanding what the policy actually pays for.

Before you claim, check:
Is the test doctor-advised?
Is it linked to the treatment?
Is it part of pre-hospitalisation, hospitalisation or post-hospitalisation?
Is it mentioned in your policy terms?

Because sometimes, the smallest test can create the biggest confusion in a claim.

Know your policy before you need it.

[health, term, insurance, tests, investigation, oniensure, advisory]

Health insurance is not only about big hospital bills.

Sometimes, the real value is hidden in the smaller benefits people rarely notice.

Like a daily hospital cash benefit that helps with extra expenses during admission.

Physiotherapy cover that supports recovery even after the treatment is over.

And convalescence benefit that gives financial support when your body needs time to heal before you return to normal life.

Because recovery does not end when you leave the hospital.

And a good health insurance plan should support more than just the bill.

Before buying a policy, don’t just ask, “How much cover do I get?”

Ask, “What else does this policy help me with when I actually need it?”

Diclaimmer : Coverage subject to policy T&C.

[health, term, insurance, hidden benefits, oneinsure, advisory]

Your family’s future should not depend on “what if.”

This protection plan helps you secure your loved ones with life cover, flexible claim payout options, terminal illness benefit, optional critical illness protection, and even an option to cover your spouse under the same plan.

You can also choose features like return of premium and waiver of future premiums in specific situations, making it more than just a basic term plan.

Because the right insurance is not just about today’s premium.
It is about your family’s tomorrow.

Want to know the plan name and details?
Comment “Father” or DM us.