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MSME अवार्ड - 2025

CONTRACTOR ALL RISK POLICY

Dear All, Today we will be there with a big insurance policy,

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What's A Contractor’s All Risk Insurance Policy, also known as Construction All Risks Insurance Policy, is a type of Insurance Policy which provides comprehensive coverage to contractors for various risks associated with under-construction civil projects. A Contractor’s All Risk Insurance Policy provides cover for Physical Loss or Damage to Project Materials, Machinery as well as Third-Party Liability for Bodily Injury or Property Damage caused at a construction site.

Defect Liability Period Cover the policy will be in force during the maintenance period as well. Defect Liability Period Cover is basically a Maintenance Period Cover because contractors are not only responsible to construct the project, but many times, the principals, make them responsible to maintain the project for a period of 6 months, 1 year, 2 years and sometimes for a period as high as 5 years.
So, these are the three stages covered under a Contractor’s All Risk Insurance Policy.

Construction Projects are exposed to various forms of risks during the construction phase and a Contractors All Risk Insurance Policy mitigates almost all such risks. An accident can result in losses of Crores of Rupees and can be a huge setback. This is why a Contractors All Risk Insurance Policy is a must-have Insurance Policy for all Contractors. If you are looking to purchase Contractors All Risk Insurance for your construction projects, the team at Insurance Tree, will help you understand the various Clauses and make sure that you receive comprehensive Contractors All Risk Insurance Policy Coverages and Limits.

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