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An investment portfolio can help you achieve your long-term financial dreams. For example, build a nest egg for your retirement, repay your mortgage early, or pay university fees for your children.

Times are challenging for any entrepreneur, and having the correct mindset is one of the keys to survival. If you believe you possess one or more of these characteristics, you will make an excellent entrepreneur. If you have the desire to improve yourself and help others improve themselves, your business will prosper.

Lump-sum investing, as the name implies, is the strategy of putting all of the money into the market as soon as possible. There are pros and cons to that choice. It's a decision that can cause anxiety and even lead to losses in the short term. But, despite the risk, the numbers suggest that lump-sum investing can be a shrewd choice for long-term investors.