SIPGullak

It's Official - But Central banks don't want Indians to buy Gold because 99% is imported !

Everyone on social media seems obsessed with "Just Buy the Index."

But here's what happened over the last 1 year:

📉 Nifty 50: -5.4%
📉 Nifty 500: -1.74%

Meanwhile:

📈 Kotak Multicap Fund: +6%
📈 WhiteOak Multicap Fund: +5%
📈 Quant Multicap Fund: +4%

For the last 3 years, investors have been told to buy index funds loaded with large "BAAP" stocks that have largely gone nowhere, while active managers had the flexibility to move where growth actually existed.

Yet many investors are willing to sacrifice 7–8% underperformance just to save 0.75% in fund management fees.

That's like stepping over a ₹100 note to pick up a ₹10 coin.

Returns matter. Net wealth creation matters.

Being fee-conscious is good. Being return-blind is expensive.

As the old saying goes:"Penny wise, pound foolish."

Disclaimer: Past performance is no guarantee of future return. Please consult your mutual fund distributor for hand holding in tough times

What Stops India for Building such Real Estate ?