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Kirang Gandhi is a seasoned personal finance writer featured in top newspapers and financial websites across India.

18/05/2026

Our column ( Maharashtra Times Pune Maharashtra Times )

vs vs : What the Last 1 Year Really Reveals

लार्ज कॅप वि. मिड कॅप वि. स्मॉल कॅप: गेल्या १ वर्षातील वास्तव

A never evaluates only through returns. The real analysis comes from four powerful pillars:

एक हुशार गुंतवणूकदार कामगिरीचे मूल्यमापन केवळ परताव्यावरून कधीच करत नाही. खरे विश्लेषण खालील चार प्रमुख स्तंभांवर आधारित असते:

“Return attracts investors. Risk-reward ratio investors.”
“परतावा गुंतवणूकदारांना आकर्षित करतो; पण जोखीम-मोबदला गुणोत्तर गुंतवणूकदारांचे संरक्षण करते.”

Even good businesses can deliver poor returns if investors buy them at irrational .
जर गुंतवणूकदारांनी अतार्किक किमतीला खरेदी केली, तर चांगले व्यवसाय देखील खराब परतावा देऊ शकतात.

In investing, the real winners are not those who chase the fastest returns. The real winners are those who understand when the is no longer worth the .
गुंतवणुकीच्या जगात खरे विजेते ते नसतात जे सर्वात वेगवान परताव्याच्या मागे धावतात. खरे विजेते ते असतात ज्यांना हे समजते की, मिळणारा मोबदला हा घेतलेल्या जोखमीच्या तुलनेत कधी पुरेसा नसतो.

How much gold can you hold without tax worries in 2026? Check limits under 6 scenarios 16/05/2026

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How much gold can you hold without tax worries in 2026? Check limits under 6 scenarios.

Kirang Gandhi, a Pune-based personal finance mentor said, " Higher gold may also be accepted based on family status, customs, inheritance, bills, gifts, or declared income. Always preserve purchase bills and gift/inheritance records."

In conclusion, you can keep as much gold as you can justify with the proof of ownership, and for the rest adhering to specified limits.



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How much gold can you hold without tax worries in 2026? Check limits under 6 scenarios There is no upper limit for holding gold in India provided it be supported and backed by purchase documents or it be acquired through legal means.

Gold Crisis Explainer: १.४ अब्ज भारतीयांना १ वर्ष सोने खरेदी टाळण्याचे आवाहन भारताची अर्थव्यवस्था बदलू शकते 13/05/2026

Our exclusive article ( Sakal Sakal Money Sakal Sports Sakal Times

PM Modi’s : Why India Wants Citizens to Avoid Buying Gold for a Year

Why has gold become a matter of national concern?
सोने अचानक राष्ट्रीय चिंतेचा विषय का बनले?

The real behind India’s gold problem
सोन्याच्या समस्येमागील खरे गणित

Many middle-class families in India feel emotionally wealthy because they own gold, yet due to liquidity constraints, they remain financially stressed.

भारतातील मध्यमवर्गीयांना सोन्याच्या मालकीमुळे अनेकदा भावनिकदृष्ट्या श्रीमंत वाटते, परंतु तरलतेच्या (लिक्विडिटी) अभावामुळे ते आर्थिकदृष्ट्या तणावाखाली असतात.

Has gold created productive income?
The 2013 that India has not forgotten:

सोन्याने उत्पादक उत्पन्न निर्माण केले का?
२०१३ चा इशारा जो भारत विसरलेला नाही:

Sakal Sakal Money

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https://www.esakal.com/sakal-money/personal-finance/pm-narendra-modi-warning-on-gold-purchases-how-stopping-gold-buying-can-impact-indian-economy-forex-reserves-and-rupee-stability-latest-marathi-news-srk94

Gold Crisis Explainer: १.४ अब्ज भारतीयांना १ वर्ष सोने खरेदी टाळण्याचे आवाहन भारताची अर्थव्यवस्था बदलू शकते एका धक्कादायक आवाहन करताना पंतप्रधान नरेंद्र मोदी यांनी भारतीय नागरिकांना एक वर्षासाठी सोने खरेदी पुढे ढकलण्या...

Financial Planning Mistakes The Rich Never Make, And You Should Avoid 05/05/2026

My Exclusive Quote Featured on NDTV India NDTV NDTV Profit

Mistakes The Rich Never Make, And You Should Avoid.

Most people think wealth creation starts with investing. It doesn't. It starts with control. Wealthy individuals track cash flows closely.

They don't mix with : According to Pune-based financial mentor Kirang Gandhi , one defining trait stands out: logic over emotion. No buying. No fear-driven selling.

They don't chase hot trends or quick returns. Instead, they focus on long-term outcomes and stay grounded during market swings. This is why they also plan exits, not just entries.

NDTV NDTV India NDTV Profit NDTV India



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Financial Planning Mistakes The Rich Never Make, And You Should Avoid Most people think wealth creation starts with investing. It doesn't. It starts with control. Wealthy individuals track cash flows closely.

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