Property Valuation
With valuation we provide legal assistance,Loan to our clients. Realistic and correct valuation is the foundation for any successful mortgage business.
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Thank you all and hope same support in future
Rvs team
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Serving across pan India
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Property Valuation
We do valuations for properties and machinery across India for Visa purpose,Bank Loan,Mortgage,Immigration,Court matters,Capital gain,Buy & Sell,Tax,Insurance etc.
With valuation we provide legal assistance,Loan to our clients.
10/01/2015
Rvsolutions Appraisers
First Time Homebuyers - Know About Subvention Schemes?
Generally, when a person looks for a property to invest, he starts searching in news papers or does an online check. There might be chances that he or she stumbles upon subvention schemes and deferred payment plans. However, the question that hovers in their mind is that whether such offers are worthy enough to invest as they show in the advertisement.
In this article, we will try to understand what are these subvention schemes and offers and its advantages and disadvantages.
Learn what offers are?
There are 3 kinds of plans in offering by the developer:
Subvention scheme:
In this scheme the buyer pays at least 10 to 20% during the time of purchase and the balance is paid by the bank to the developer based on the agreement between the developer, buyer and the bank. When the project is under construction, the developer pays the interest on the loan amount to the bank. The bank in turn releases money to the developer based on the construction progress. In this scheme, the home buyer starts paying EMIs only after he gets the possession.
Deferred payment scheme:
In this scheme, the agreement is between the developer and the buyer. The buyer pays around 5 to 25% at the time of purchase and the rest, at the time of possession. This scheme comes in different permutations and combinations, such as 30:30:40 or 10:20:70, this means that you have to pay in different construction stages.
Lastly,
Smart subvention scheme:
In this scheme, if the bank has to pay the entire payment in 10 installments to the developer, then the buyer has the privilege to pay the 20% downpayment to the bank in small installments, say 2% at every stage.
Advantages of such schemes
Most important advantage, the buyer can buy an apartment by paying a small sum to the developer. After this, no payment has to be made till the possession. The bank takes care of the payment till the time of possession, and the buyer saves money till possession.
It’s a win-win situation for the home buyer, as he saves money till the time of delivery of his new home.
The home buyer is also able to avoid situation, where he has to spend for rent as well as EMIs simultaneously
Smart subvention scheme comes as a relief for those, who can afford to pay 2% of the total cost every month but cannot pay 20 to 25% of the apartment cost upfront.
Disadvantages and risks of such schemes
Realty experts say that such schemes are the desperate steps by the developer to deal with the financial crunch and if the project gets delayed then the buyer has to start paying the EMI even before the delivery of the project., hence make sure that when making a contract with the developer, it should say that the developer will pay interest on the home loan till the time of possession.
Another issue with subvention scheme is that, if the developer defaults any interest payment then the buyers credit score does not look decent. Ensure that you invest in schemes that are offered by reputed developers who has a good track record.
When selecting a home, you should not be blinded by the scheme, but also should watch out for the location of the project, the amenities provided and its features.
Verify the cost variation between the subvention scheme and construction linked plan for the same project. Generally, the subvention schemes cost is higher. Ensure that you invest in a project where the difference is minimal or zero.
What analysts feel that all these schemes and offers will be withdrawn from market as soon as the market improves. It’s a temporary arrangement to work on their financial slowdown. But, right now, you can take the advantage of such schemes but maintain precaution.
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Successful completion for HP assignment-
One of commercial property in Khandala,there is dispute between land owner & HP official,for rent rise which was let out to HP.
Our team execute the rent fixation with vital study of market,online transaction record for property leasing puts up win win situation for both HP official & Land owner.
Both parties accepted our valuation report and appreciate same.
Due to which we are able to become vendor for HP for all valuations across India....
Special efforts from Vikas Wagh- Territory Manager
Really successful year end & Learning experience for all team
Cheers for Merry Chrismas & Happy new year to you all!!!!
RVS team- Pune
+919922052060.
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Property Valuation
We do valuations for properties and machinery across India for Visa purpose,Bank Loan,Mortgage,Immigration,Court matters,Capital gain,Buy & Sell,Tax,Insurance etc.
With valuation we provide legal assistance,Loan to our clients.
CANADA’S EXPRESS ENTRY migration program.
Good news for potential migrants.
Ta**us Infotek, headed by Mr Manoj Palwe, who is a member of the Immigration Consultants of Canada Regulatory Council (ICCRC ID R422575) and having more that 14 years experience in the immigration consultancy field.Please do visit our website dreamvisas.com to know more about us.
We hope that following information will help you to understand Express entry program .
How will I use the Express Entry system?
First, we will express your interest in immigrating to Canada by creating an online Express Entry profile. You will give us information about your skills, work experience, language ability, education, and other details that contribute to success in Canada.We will also let you know how much points you can score under the comprehensive ranking system CRS.
If you meet the criteria, you will be put into the Express Entry pool of candidates, which is a database of skilled people that immigration authorities will draw from to fill the immigration positions needed for Canada..
At the launch of Express Entry, we will need to create a Job Seeker Account with Job Bank if you do not already have a Canadian job offer or a provincial/territorial nomination. This will give you the opportunity to view jobs available with Canadian employers..
To qualify for the Express Entry pool, you must meet the criteria of at least ONE of three federal economic immigration programs:
• Federal Skilled Worker Program,
• Federal Skilled Trades Program, and
• Canadian Experience Class.
You will be given a score by the Comprehensive Ranking System (CRS). Your score will be based on the information you gave in your Express Entry profile and will be used to determine your rank within the pool. Note that your score will change only when you update your profile information. How your score ranks will depend on the scores of other candidates in the pool and will change regularly as people are added and removed from the pool.
Candidates with the highest scores in the pool will be issued an Invitation to Apply (ITA). Candidates will be awarded points for:
• a job offer;
• a provincial/territorial nomination; and
• skills and experience factors that contribute to success in Canada.
If you get an ITA, you will have 60 days to submit an online application for permanent residence in one of the immigration programs listed above.
Citizenship and Immigration Canada (CIC) will process most applications (completed applications that include all the supporting documents needed) in six months or less.
Do I need a job offer to get into the Express Entry pool?
It is not a must requirement. If you meet the criteria of one of the economic immigration programs subject to Express Entry, you will be accepted into the Express Entry pool. A job offer supported by an Labour Market Impact Assessment (LMIA) from an employer in Canada is a significant asset, but not a requirement.
The government of Canada aims to attract 181,000 new immigrants through economic immigration programs in 2015
Q. How can I start the process.
To start your Canada Migration Process :-
Please find the list of documents that will be needed in this process : (for you & your spouse)
1. Xerox/scanned copies of All Educational Certificates Xth onwards f
2. Xerox/scanned copies of All Job related documents like salary slip, joining letter, appraisal letter, relieving letter etc.
3. Xerox/scanned copies of the Passport
4. Passport Size Photographs - we will provide you the specifications for the same.
Also, attaching the detailed fee-structure for your kind reference.
Also, please find our Account Details for Kotak Mahindra Bank where you can transfer the Registration Amount as suggested below in case you need to start the process.
A/C Name: Manoj Uttamrao Palwe
Kotak Mahindra Bank
Account No :-07230120003342
CRN :- 14069924
MICR Code :- 411485002
IFSC Code :- KKBK0000723
Branch :- Pune Bhandarkar Road
Amount – Rs. 60,,000/- for single person and Rs 80,000/- for married person. Please note 12.60 % service tax extra,
Ta**us Infotek, headed by Mr Manoj Palwe, who is a member of the Immigration Consultants of Canada Regulatory Council (ICCRC ID R422575) and having more that 14 years experience in the immigration consultancy field.Please do visit our website dreamvisas.com to know more about us.
& For Getting Property Valuation certificate for Visa or Immigration Purpose Kindly call us at +919272116400 or drop a mail to [email protected] or you can connect us at following link-
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Please Remember
" Today's realities are. Yesterday's decision
Tomorrow's realities will be. Today's decision"
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Property Valuation
We do valuations for properties and machinery across India for Visa purpose,Bank Loan,Mortgage,Immigration,Court matters,Capital gain,Buy & Sell,Tax,Insurance etc.
With valuation we provide legal assistance,Loan to our clients.
Villas,Condos,Apartments available for Sell in GO..GO...GOA
LUXURY RESIDENTIAL VILLAS – NORTH GOA
1. AQUA TWINS, PORVORIM
PLOT AREA-600 M2
No. of Villas – 2
Available - Villa No. 1
4 Bed Room attached Toilet, D+ Dining, S.Qtr. + Toilet, Private Plunge Pool,
Terrace Garden, Valley Facing, Car Parking, open Courtyards (Work in Progress)
Super Built up Area – 3500 Sqft.
Price – 4.5 Crs
Possession – Dec 2014
2. THE GREEK , SANGOLDA
PLOT AREA – 1000 M2
No. of Villas – 4
Villa Specifications – 3/4 Bhk Luxury Villa with Plunge Pool, Car Parking (work in Progress)
Built up Area – 2500 to 3000 Sqft.
Super Built up Area :-- Plot Area
Villa 1 – 2900 Sqft. 250 M2
Villa 2 – 3200 Sqft. (4 Bhk) 300 M2
Villa 3 – 2400 Sqft. 210 M2
Villa 4 – 2700 Sqft. 240 M2
Possession – Dec 2015
3.MALAYSIAN TWINS , DONA PAULA
PLOT AREA – 440 M2
No.of Villas – 2
Each Villa – 3000 Sqft. / Fully Furnished + P.Pool.
Corner Property
Construction Commencement:---December ,2015
4. BUDHVILAS, CALANGUTE
PLOT AREA – 775 M2
4 BHK Super Luxurious Balinese Villas
No. of Villas – 2, Fully Furnished with Plunge Pool & Deck Area, (Work in Progress)
Car Parking & S.Qtr. (900 Mtr To the Beach)
Plot Area – 388 M2 (Each) Super Built Up Area – 5500 Sqft.
Possession – Mar 2016
5. MALHAN MANSION ,SIOLIM
Plot Area – 1875 Mtr.Sq.
Super Built-up Area – 10000 Sqft.
Features – With Unobstructed View of Nature.
Super Luxury Mansion with 5 Bedrooms, Entertainment Room, Cigar/
Wine Room, Courtyards, Gardens, Indoor Plunge Pool
Fully Furnished
Designed By International Architect/Design
Possession-----Dec 2016
RESIDENTIAL APPARTMENTS
1. TURKISH HOMES, PORVORIM
(1 BHK, Luxurious Apartments)
Plot area: ---363 M2
Common Swimming Pool with Deck Area & Outdoor Cabana,Car Parking ,
Stilt Area & Terrace Garden.
Area – 1 BHK – 55 Mtr.Sq. (600 Sqft. Fully Furnished )
No. of Units – 8
Price - 55 Lacs (Each)
Construction Commencement :--Nov.2014
2. MALHAN CONDOS,TIVIM-MAPUSA
Plot Area-437 Mtr.Sq.
Modern Contemporary Luxurious Apartments, Corner Property, Main Road Touch
1 Bhk-60 Mtr.Sq. (645 Sqft.) each
No. of units-08
Features:--Stilt Car Parking ,Common Swimming Pool ,Gated with all Basic Amenities.
Price - 50 Lacs (Each)
Payment Terms- Construction Link Plan.
3. FERN DALE,APARTMENT,DONAPAULA
Plot Area-800 Sq.Mtr.
No.of Appts- 5 (Availability 4)
Each Apts.--- 3 Bhk
Area- 1800 Sqft. Each (165 Sq.Mtr.Each)
Features:--- Stlit Parking ,Fully Furnished,Lift,S.Qtr.Luxurious Appts.(Beach – 2 Kms.)
Status – Ready Possession
4. MALHAN FRENCH FLOORS , SANGOLDA
Plot Area – 1100 M2
(1 BHK -Fully Furnished Suites)
Super Area – 600 Sqft.
Features – With Unobstructed View of Nature.
Common Swimming Pool with Deck Area, Café Cum Bar, Landscape Garden.
No. of Suites – 15 with Balcony, Courtyard & Common Corridor
Construction Commencement:--March ,2015
Price – 60 Lacs (Each)
Construction Link Payment Plan.
For further clarification,visit,deails
Please drop mail at [email protected] with Your name,address,Location you are interested,Phone number,suitable time to contact.
Regards,
Vankey
RVS team-Goa & Mumbai
9922052060
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Property Valuation
We do valuations for properties and machinery across India for Visa purpose,Bank Loan,Mortgage,Immigration,Court matters,Capital gain,Buy & Sell,Tax,Insurance etc.
With valuation we provide legal assistance,Loan to our clients.
Are you a HOMEOWNER, LANDLORD or TENANT? Having Property related legal issues? Need to know realistic property value as on date?WE CAN HELP! !!!!!!!!
connect with us here or
at following link-
https://www.facebook.com/estateappraiser
Property Valuation
We do valuations for properties and machinery across India for Visa purpose,Bank Loan,Mortgage,Immigration,Court matters,Capital gain,Buy & Sell,Tax,Insurance etc.
With valuation we provide legal assistance,Loan to our clients.
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