First Square Feet

We discuss the simple thumb rule for calculating home loan eligibility in Mumbai and Thane - multiplying your monthly take-home salary by We explain that while a 1 lakh monthly salary can make you eligible for approximately 1 crore in loans, banks also evaluate your CIBIL score, existing EMIs, credit card usage, repayment history, age, and company profile. We emphasize that loan eligibility doesn’t equal affordability, and we guide you through considering your lifestyle, future investments, safe EMI range, and hidden costs like registration, interiors, and maintenance before making a property purchase decision.

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