First Brick Realty

It's Official we're 5...🥳🎉😀

It’s amazing to see how far we’ve come since our humble beginnings. This milestone isn't just a number it's a testament to the hard work and dedication of our incredible team and the unwavering support of our community, we are truly grateful for every contribution.

To Our Team : Thank you for believing in the vision and for showing up every day with passion and creativity. You are the heart of this company.. ❤️ 😇

To Our Clients & Partners : We appreciate your trust and for allowing us to be a part of your journey.. 🙏🙂

As we celebrate this anniversary, we're more motivated than ever to innovate and grow. Here’s to the next chapter and to building an even brighter future together...!
Huge Thank You to everyone who has been a part of this story...🙏🤓🔥🤝

Steps To Obtain New Home Insurance :

1. Assess Your Needs

2. Gather Information

3. Get Quotes

4. Review Quotes

5. Choose a Policy

6. Finalize the Policy

Essential Documents for New Possession: 🏡

1. Occupancy Certificate (OC): This is a crucial document issued by the local authority certifying that the property meets all building regulations and is safe for occupancy. This is mandatory before possession.📜

2. Sale Deed/Conveyance Deed: This legal document officially transfers ownership of the property from the seller to you. It must be registered with the relevant authorities.

3. Mortgage Deed/Loan Documents: If you've taken a loan to finance the purchase, you'll need the mortgage deed and other related loan documents.📃

4. Property Tax Receipt: Proof that property taxes have been paid up to date. 🧾

5. Utility Connection Documents: Documents for electricity, water, gas, and other utility connections for the property.

6. Society/Association Documents (if applicable): If the property is part of a residential society or association, you'll need the relevant documents, such as bylaws and membership details.

7. Building Plan/Approved Drawings: These show the layout and specifications of the property and can be helpful for renovations or future reference. 🏠

8. Previous Property Documents (if applicable): If the property is a resale, you might need copies of previous deeds and other documents to trace the chain of ownership..

Important Terms After Home Loan Approval:

1.Disbursement:

• Disbursement Schedule

• Disbursement Conditions

2.Interest Rate:

• Fixed vS Floating Rate

• Interest Rate Adjustments

3.Repayment Schedule:

• EMI (Equated Monthly Installments)

• Repayment Tenure

• Prepayment Options

4.Loan Tenure:

• Loan Term

• Early Repayment

5.Property Registration:

• Stamp Duty and Registration Fees

• Registration Process

6.Insurance:

• Homeowners Insurance
• Mortgage Insurance

7.Other Charges:

• Processing Fees

• Other Charges