Insurance by LNN

It's about that time of the month where you get your salary and pay your bills and clear some Tala and Branch debts. Then you remember you haven't appreciated yourself yet for working so hard that month. So you buy yourself some shoes that you don't even need, clothes and a bottle of whisky and nyama choma to go. Before you know it, you have less than enough to keep you till the next pay day. It then hits you that you haven't even saved yet! You can get out of this cycle