The 97th Class- U.L.

Comrade Scholar, friend and dear brother:

Today is your birthday! Though distance apart due to your pursuit of a more quality education in the Rainbow Nation - South Africa, yet nearer in hearts and thoughts as a Liberian contemporary who envisaging and working towards a better, secured and prosperous Liberia.

In observance of this day, it gives me immense pleasure to extend on behalf of the leadership, the Valedictorian and the entire membership of The 97th Class of the University of Liberia and in my own name, warmest felicitations and best wishes to you, Comrade Scholar Emmanuel S. Doeteh, Vice President Emeritus and Bank Examiner of the Lux in Tenebris Scholars Program, University of Liberia and the Central Bank of Liberia respectively.

As you celebrate this great day, we are hopeful as a class, that you will continue to contribute your expertise towards the improvement of the nation's banking sector that is challenged by the lack of enterprising innovation, poor technological infrastructure, inaccessibility by customers in accessing banking and financial services, especially in the leeward cities, towns and villages of the country. Most importantly, it is our foremost desire that your contribution through the attainment of advanced education (empirical and research-based knowledge) at the University of Johannesburg, will help us to achieve the economic growth and development we seek as a people.

Assuredly, as you mark, observe and celebrate this milestone in life, it is our prayers as always that GOD Almighty continues to sustain your life with every good thing and grant you long life, great health, divine wisdom and peace and happiness.

Please accept, Comrade Scholar Emmanuel S. Doeteh, our sincere felicitations and best wishes!

In service to GOD, to country, to humanity.

Faithfully,
Lørd J. MacMillan Gbolahduo V A Y E
President / The 97th Class-UL

Comrade Scholar Emmanuel S. Doeteh
MSc in Development Economics (in view)
University of Johannesburg
South Africa