Karus

⏱️𝗜𝗻 𝟲𝟬 𝗦𝗲𝗰𝗼𝗻𝗱𝘀: 𝗪𝗵𝗮𝘁 𝗶𝘀 𝗮 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗣𝗲𝗻𝘀𝗶𝗼𝗻 𝗣𝗹𝗮𝗻?

Understanding how it works is the first step towards planning your future.

Start protecting your future from just €40 per month.

👉 Get your personal pension quote: karus.mt/free-quote-pension



If you invest in this Product, you will not have access to your money before the retirement date. If you stop paying your Plan before the selected retirement date, you may not get back as much as you invested as plan charges will continue to apply. The value of your investment may go down as well as up, and you may get back less than you originally invested. Changes in currency exchange rates may also affect the value of investments.

This product is manufactured by Mapfre Msv Life p.l.c which provides cover under this policy, and distributed by Karus Services Ltd.

Karus Services Ltd. (C-99711) is enrolled under the Insurance Distribution Act, Cap. 487 of the Laws of Malta, as a Tied Insurance Intermediary for both Mapfre Middlesea p.l.c. (MMS) and Mapfre Msv Life p.l.c. (MMSV). Mapfre Middlesea p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both long-term and general business under the Insurance Business Act, Cap. 403 of the Laws of Malta. Mapfre Msv Life p.l.c. (C-15722) is authorised by the MFSA to carry on long-term business under the Insurance Business Act. All entities are regulated by the MFSA.

💭 𝗔𝗿𝗲 𝘆𝗼𝘂 𝗽𝗿𝗲𝗽𝗮𝗿𝗲𝗱 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗳𝘂𝘁𝘂𝗿𝗲?

For many people, the state pension alone isn’t enough to maintain their current lifestyle. That’s why planning early can make a significant difference over time.

Start protecting your future from just €40 per month.

👉 Get your personal pension quote: karus.mt/free-quote-pension



If you invest in this Product, you will not have access to your money before the retirement date. If you stop paying your Plan before the selected retirement date, you may not get back as much as you invested as plan charges will continue to apply. The value of your investment may go down as well as up, and you may get back less than you originally invested. Changes in currency exchange rates may also affect the value of investments. Tax treatment depends on the individual circumstances. Tax legislation and the amount of rebate may change in the future.

This product is manufactured by Mapfre Msv Life p.l.c which provides cover under this policy, and distributed by Karus Services Ltd.

Karus Services Ltd. (C-99711) is enrolled under the Insurance Distribution Act, Cap. 487 of the Laws of Malta, as a Tied Insurance Intermediary for both Mapfre Middlesea p.l.c. (MMS) and Mapfre Msv Life p.l.c. (MMSV). Mapfre Middlesea p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both long-term and general business under the Insurance Business Act, Cap. 403 of the Laws of Malta. Mapfre Msv Life p.l.c. (C-15722) is authorised by the MFSA to carry on long-term business under the Insurance Business Act. All entities are regulated by the MFSA.

€𝟰𝟬 𝗮 𝗺𝗼𝗻𝘁𝗵… 𝗳𝗼𝗿 𝘁𝗼𝗱𝗮𝘆 𝗼𝗿 𝗳𝗼𝗿 𝗮 𝗯𝗲𝘁𝘁𝗲𝗿 𝘁𝗼𝗺𝗼𝗿𝗿𝗼𝘄?

Sometimes the choice is simpler than we think. Even small amounts can make a big difference over time.

Start protecting your future from just €40 per month.

👉 Get your free quote: karus.mt/free-quote-pension



If you invest in this Product, you will not have access to your money before the retirement date. If you stop paying your Plan before the selected retirement date, you may not get back as much as you invested as plan charges will continue to apply. The value of your investment may go down as well as up, and you may get back less than you originally invested. Changes in currency exchange rates may also affect the value of investments.

This product is manufactured by Mapfre Msv Life p.l.c which provides cover under this policy, and distributed by Karus Services Ltd.

Karus Services Ltd. (C-99711) is enrolled under the Insurance Distribution Act, Cap. 487 of the Laws of Malta, as a Tied Insurance Intermediary for both Mapfre Middlesea p.l.c. (MMS) and Mapfre Msv Life p.l.c. (MMSV). Mapfre Middlesea p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both long-term and general business under the Insurance Business Act, Cap. 403 of the Laws of Malta. Mapfre Msv Life p.l.c. (C-15722) is authorised by the MFSA to carry on long-term business under the Insurance Business Act. All entities are regulated by the MFSA.