Nirma DCG

🌟 WE'RE HIRING EXPERIENCED INSURANCE AGENTS! 🌟
Are you already in the insurance line but stuck with no recognition, slow promotion, or low overriding?
Come join a team that rewards your experience immediately!

🔥 WHY JOIN US?
✅ Fast-track promotion based on your existing team
✅ Overriding Unlimited
✅ Strong system, strong support
✅ Your monthly income can be matched or replaced
✅ Growth-focused environment with REAL leadership opportunities
✅ AUM getting 2% Overriding

👑 PROMOTION PATH (IMMEDIATE ELIGIBILITY)
🔸 Leader + 9 agents (500K) → Apply for Agency Manager
🔸 Leader + 6 agents (250K) → Apply for Unit Manager
🔸 Leader + 3 agents (100K) → Apply for Assistant Unit Manager

If you feel underappreciated or underpaid in your current company, this is your chance to step up.
Your experience deserves better income, better position, and better future.

📞 Contact: AM Nirmavathy
https://www.wasap.my/+60102355793/RECRUIT
010-235 5793

🚀 Join us and unlock the promotion you’ve been waiting for!

🔥 GOOD NEWS FOR EVERYONE! 🔥

Are you suffering paying high medical card premiums? 😔
Or thinking to cancel because it’s too expensive?

💡 THIS IS THE RIGHT TIME FOR YOU!
We are now having a Waiver of Waiting Period Campaign by FWD Insurance 🎉

⏳ LIMITED TIME ONLY!
📅 25 March 2026 – 30 September 2026
✅ NO 30-day waiting period
✅ NO 120-day waiting period for specified illnesses
✅ Suitable for NEW medical cases (Subject to approval)

💰 Affordable plans starting from RM150 only!
💯 ZERO Deductible
👉 Don’t keep paying high premiums when you can switch to a better & more affordable plan today!

📲 PM me now for FREE consultation
📞 010-2355793
👩‍💼 Nirma – Agency Manager

A sudden critical illness can change everything — your health, your income, and your family’s stability.

That’s why having a Critical Illness Plan is not a luxury, but a necessity.

This plan provides lump-sum financial support upon diagnosis, covering heart attack, stroke, cancer, and 45 critical illnesses, so you can focus on recovery without worrying about medical bills or lost income.

Protect your future. Plan early. Stay prepared.

📞 Nirma
📱 010-2355793
https://www.wasap.my/+60102355793/CI

FWD Cherish Life Benefits

✅ Guaranteed Acceptance – No medical check-ups, easy approval.

✅ Fixed & Guaranteed Premiums – RM100 per unit, up to 10 units.

✅ Accidental Death → 300% of the Basic Sum Assured

✅ Accidental Death While Traveling in Public Transport → 400% of the Basic Sum Assured

✅ Accidental Death Outside Malaysia → 500% of the Basic Sum Assured

✅ Maturity Benefit –
• Age 30–60: Get back 200% of total premiums paid.
• Age 61–70: Get back 150% of total premiums paid.

✅ Death Benefit –
• First 2 years: 100% refund of premiums paid.
• After 3rd year: Payout based on sum assured, premiums paid, or cash value (whichever is higher).

✅ Extra Critical Illness Benefit – Additional 10%-20% payout for 5 units or more.
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Premium Unit Details

✅ Age 30–50: Minimum 1 unit, Maximum 10 units
✅ Age 51–60: Minimum 2 units, Maximum 10 units
✅ Age 61–70: Minimum 4 units, Maximum 10 units

💰 1 unit = RM100 per month

Contact Assistant Unit Manager Nirmavaty at
📞 010-235 5793
🔗 https://www.wasap.my/+60102355793/CherishLife