Jessica Wee Wealth Planner Kuching

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Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured.

To put it simply, you pay a sum of money known as the premium to the insurer and when you pass away, your beneficiaries (usually your family members), get a lump sum of money known as the death benefit.

Now the next question is should you buy life insurance?

You should buy life insurance, if you have anyone who may depend on you for financial support. For example: your kids/spouse or elderly parents.

However, if there is no one that requires you to support financially, then life insurance is optional.

Every responsible advisor will spend time talking about life insurance with their clients because they understand how important Life Insurance is in providing support for your dependents.

Life insurance proceeds can serve as a source of support, pay debts, or provide for the education and daily living expenses of your family and dependents.

So the next time when you hear an advisor asking “Do you have life insurance?”, do spend a few minutes sitting down and ask them more about it because it might just be the most important investment you make on yourself.

Still can't decide what insurance to buy? Protection, Saving Plan or Both?🤔

We know many do not own insurance because they are confused about what to get. Confuse no more because we can help you know exactly what kind of insurance suits your wants and needs!

Call us today, PM, or DM to eliminate that confusion and get the insurance plan that suits you best!

PS: The consultation is totally 𝗙𝗥𝗘𝗘!😉